3575 Windjammer Cir, Apt 2203, Naples, FL 34112 Property Records

Collier County property record for 3575 Windjammer Cir, Apt 2203, Naples, FL 34112

Property Summary

Property Type	Condominium
Details	1,832 sqft · built 1995
Owner	Individual Name on File
Last Sale	$725,000 (Jun 2023)
Tax Bill	$6,922 (2025)
Deeds & Mortgages	Jun 2023 Sale Jun 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`639700 22035A14`

Property Details

APN / Parcel Number

Primary APN	`639700 22035A14`
Alternative APN	`74785001745`

Interior

Units	5 Units
Building Area	1,832 sqft Living Area
1st Floor Area	1,832 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	3575 WINDJAMMER CIR, 2203
City	NAPLES
State	FL
Zip	34112-4291
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SPINNAKER POINTE AT WINDSTAR A CONDOMINIUM 2203
Legal Range	25
Legal Township	50
Legal Section	14
Legal Subdivision	SPINNAKER POINTE AT WINDSTAR A CONDOMINI
Legal Tract	639700
Legal Block	2
Legal Lot Number	2203
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2002
Census Tract	10702

Owner

3575 Windjammer Cir, Apt 2203 is owned by an individual who bought it in June 2023.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	11720 VENEZIA WAY, NAPLES, FL 34105
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2023 · Amount on File
Deed Sale	Jun 29, 2023 · Amount on File
Prior Sale	Aug 1, 2015 · Amount on File
Deed Document Number	20236422243
Deed Book / Page	6263 / 295
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 29, 2023
Property Address	3575 WINDJAMMER CIR APT 2203, 2203, NAPLES, FL 34112-4291
Document Number	0062630295
Book / Page	6263 / 295
Map Reference	MB 6064 PG 267
Instrument Date	Jun 28, 2023
Instrument	6422243
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$5,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12640 ROCK ISLAND TRL, HUNTLEY, IL 60142-7898

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11720 VENEZIA WAY, NAPLES, FL 34105

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3575 WINDJAMMER CIR APT 2203, 2203, NAPLES, FL 34112-4291
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 WINDJAMMER CIR 2203, 2203, NAPLES, FL 34112-4291

Mortgage

Document Number	0059661957
Date	Jun 17, 2021
Book Page	5966/1957
Instrument	6079747

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3575 Windjammer Cir, Apt 2203 was $6,922.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,040 (-20.82%) Building $418,040	$418,040 (-20.82%) Building $418,040
2025	$6,922.00	$527,960 Building $527,960	$527,960 Building $527,960
2023	$3,165.00 (-4.26%) Homeowner's exemption Widower's exemption	$281,131 (+3%)	$473,000 (+29.55%) Building $473,000
2022	$3,306.00 Homeowner's exemption Widower's exemption	$272,943	$365,109 Building $365,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3575 Windjammer Cir, Apt 2203 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 371 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	799 units insured incl. 428 condo units
Nearby Flood Claims	224 (1988–2026)
Most Recent Claim	Mar 2026 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 20 claims Hurricane Ian, Oct 2022 · 88 claims Hurricane Ian, Sep 2022 · 77 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3575 Windjammer Cir, Apt 2203 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Verizon.

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