3575 Upper Dr, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 3575 Upper Dr, Lake Oswego, OR 97035

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,376 sqft · built 1925
Lot Size0.172 acres (7,495 sqft)
Owner2 Company Names on Record
Last Sale$570,000 (Jun 2023)
Tax Bill$3,445 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21E08CA03600

Property Details

APN / Parcel Number

Primary APN21E08CA03600
Alternative APN
  • 00242017

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,376 sqft Living Area
Basement Area300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialLogs
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,495 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number00242017
Street Address3575 UPPER DR
CityLAKE OSWEGO
StateOR
Zip97035-4434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal Description339 LAKE VIEW VILLAS PT LT 71
Legal Range1E
Legal Township2S
Legal Section08
Legal SubdivisionLAKE VIEW VILLAS
Legal Lot Number71
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group1
Census Block1009
Census Tract20202

Owner

Source: Clackamas County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3575 UPPER DR, LAKE OSWEGO, OR 97035-4434
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2023Warranty Deed, Transfer · Commercial Mortgage
NINA VALLION FAMILY TRUST
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
UMPQUA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2023 · Amount on Record
Deed SaleJun 9, 2023 · Amount on Record
Prior SaleAug 29, 2002 · Amount on Record
Deed Document Number202319745
Last Transfer DateAug 22, 2025
Transfer Doc0000032857
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateJun 9, 2023
Property Address3575 UPPER DR, LAKE OSWEGO, OR 97035-4434
Document Number0000019745
Instrument DateJun 9, 2023
Instrument2023-019745
Transaction TypeTransfer
Record UpdatedJun 19, 2023
Title CompanyLAWYERS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3575 UPPER DR, LAKE OSWEGO, OR 97035-4434

Mortgage

Document Number0000019746
DateJun 9, 2023
Instrument2023-019746
Lender
NameNINA VALLION FAMILY TRUST
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address3575 UPPER DR, LAKE OSWEGO, OR 97035-4434
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044137
DateJun 15, 2020
Instrument2020-044137
Lender
NameUMPQUA BANK
TypeBank
AddressPORTLAND, OR 97224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,445.00 (+5.84%)$179,424 (+6.09%)$501,160 (+3.43%) Land $294,130 Building $207,030
2023$3,255.00$169,126$484,526 Land $282,396 Building $202,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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