Kane County property record for 3575 Stern Ave, Saint Charles, IL 60174
| Property Type | General Industrial |
|---|---|
| Details | 68,310 sqft · built 1978 |
| Lot Size | 2.73 acres (118,919 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $3,100,000 (Jun 2018) |
| Tax Bill | $83,403 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-36-177-016 |
| Primary APN | 09-36-177-016 |
|---|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 68,310 sqft Gross Area |
| 1st Floor Area | 68,310 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 118,919 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3575 STERN AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-5412 |
| Property Category | Industrial |
| Property Type | Industrial > General Industrial |
| Legal Description | THE EASTERLY 137 FT OF LOT 7 AND LOT 8 (EX THE EASTERLY 230 FT) IN UNIT NO 3-A ST CHARLES ILLINOIS INDUSTRIAL DEVELOPMENT |
| Legal Subdivision | STC INDUSTRIAL DEV |
| Legal Block | 4 |
| Legal Lot Number | 7,8 |
| Legal Unit | 3-A |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 852002 |
3575 Stern Ave, an industrial property, is owned by a company that bought it in June 2018.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 2980, CHICAGO, IL 60690-2980 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DEUTSCHE BANK AGENCY |
| Nov 24, 2021 | Deed of Trust, Mortgage · Unknown MORGAN STANLEY BANK NA |
| Jun 6, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2018 · Amount on File |
| Deed Sale | Jun 6, 2018 · Amount on File |
| Prior Sale | Apr 22, 2004 · Amount on File |
| Deed Document Number | 201826459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 12, 2026 |
| Property Address | 3575 STERN AVE, SAINT CHARLES, IL 60174-5412 |
| Document Number | 0000019497 |
| Instrument Date | May 8, 2026 |
| Instrument | 202619497 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 345 PARK AVE, NEW YORK, NY 10154-0023 |
| Document Number | 0000019497, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 202619497 |
| Name | DEUTSCHE BANK AGENCY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3575 STERN AVE, ST CHARLES, IL 60174-5412 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000088485 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021K088485 |
| Name | MORGAN STANLEY BANK NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10036 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 6, 2018 |
| Property Address | 3575 STERN AVE, ST CHARLES, IL 60174-5412 |
| Document Number | 0000026459 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 26459 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $4,550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 BEACON ST #1700 BOSTON MA 021083106, 1700, BOSTON, MA 02108-3106 |
The 2025 property tax bill for 3575 Stern Ave was $83,403, up 21.1% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,403.00 (+21.15%) | $1,189,196 (+28.23%) Land $216,282 Building $972,914 | $3,569,016 (+28.23%) Land $649,106 Building $2,919,910 |
| 2024 | $68,843.00 | $927,422 Land $199,283 Building $728,139 | $2,783,379 Land $598,088 Building $2,185,291 |
| 2022 | $86,288.00 (+3.86%) | $1,068,699 (+4.91%) Land $197,425 Building $871,274 | $3,206,097 (+4.91%) Land $592,275 Building $2,613,822 |
| 2021 | $83,081.00 | $1,018,682 Land $188,185 Building $830,497 | $3,056,046 Land $564,555 Building $2,491,491 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3575 Stern Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1994–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3575 Stern Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
May also be available: Verizon.
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