3575 Preserve Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 3575 Preserve Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,403 sqft · built 2019
Lot Size	0.323 acres (14,070 sqft)
Owner	Trust Name on File
Last Sale	$4,000,000 (May 2023)
Tax Bill	$27,378 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`23-2S-21-42801-000-3575`

Property Details

APN / Parcel Number

Primary APN	`23-2S-21-42801-000-3575`
Alternative APN	`1042457`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,403 sqft Living Area
Gross Area	6,386 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	14,070 sqft (0.323 acres)
Lot Dimensions	12.7 ft deep x 11.1 ft wide
Garage Type	Finished
Garage Area	882 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,101 sqft
Deck Area	Deck Area
Patio Area	265 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1042457
Street Address	3575 PRESERVE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3575 PRESERVE AT BURNT PINE PH II PB 15-11 OR 2563-1969 OR 3035-927 OR 3097-3269 OR 3234-393 OR 3289-1330
Legal Range	21W
Legal Township	02S
Legal Section	23
Legal Subdivision	PRESERVE AT BURNT PINE
Legal Phase	2
Legal Lot Number	3575 3579
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

3575 Preserve Dr is held in a trust since May 2023.

Source: Walton County records, as of December 17, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	33 MUSIC SQ W STE 102B, 102B, NASHVILLE, TN 37203-6607
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Warranty Deed, Transfer · Commercial Mortgage FIRST NB OF MIDDLE TENNESSEE
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jan 11, 2022	Warranty Deed, Transfer SETCO SERVICES LLC
Feb 20, 2019	Warranty Deed, Transfer MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC
Mar 8, 2017	Warranty Deed, Transfer MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023 · Amount on File
Deed Sale	May 11, 2023 · Amount on File
Prior Sale	Jan 11, 2022 · Amount on File
Deed Document Number	20230016551
Deed Book / Page	3289 / 1330
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 11, 2023
Property Address	3575 PRESERVE DR, MIRAMAR BEACH, FL 32550-1802
Document Number	0032891330
Book / Page	3289 / 1330
Map Reference	MB 15 PG 11&11A
Instrument Date	May 8, 2023
Instrument	20230016551
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3575 PRESERVE DR, MIRAMAR BEACH, FL 32550-1802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 MUSIC SQ W # 102, 102, NASHVILLE, TN 37203-3226

Mortgage

Document Number	0032891335
Date	May 11, 2023
Instrument	3289/1335

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	3575 PRESERVE DR, MIRAMAR BEACH, FL 32550-1802
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 PRESERVE DR, SANDESTIN, FL 32550-1802

Mortgage

Document Number	0032412104
Date	Mar 3, 2022
Book Page	3241/2104
Instrument	20220010035

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 11, 2022
Property Address	3575 PRESERVE DR, MIRAMAR BEACH, FL 32550-1802
Document Number	0032340393
Book / Page	3234 / 393
Map Reference	MB 15 PG 11&11A
Instrument Date	Dec 30, 2021
Instrument	20220001409
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$17,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 289, FRANKLIN, TN 37065-0289

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3575 PRESERVE DR, MIRAMAR BEACH, FL 32550-1802

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 20, 2019
Property Address	3575 PRESERVE DR, MIRAMAR BEACH, FL 32550-1802
Document Number	0030973269
Book / Page	003097 / 003269
Instrument Date	Feb 18, 2019
Instrument	5136
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC

Transaction

Amount	Amount on Record
Tax	$10,850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 289 FRANKLIN TN 370650289, FRANKLIN, TN 37065-0289

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 8, 2017
Property Address	3575 PRESERVE DR, MIRAMAR BEACH, FL 32550-1802
Document Number	0030350927
Book / Page	003035 / 000927
Instrument Date	Feb 28, 2017
Instrument	7116
Transaction Type	Transfer
Record Updated	Apr 7, 2017
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 5409 DESTIN FL 325405409, DESTIN, FL 32540-5409

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,018,277 Land $350,000 Building $2,668,277	$3,018,277 Land $350,000 Building $2,668,277
2024	$27,378.00 (+41.46%)
2023	$19,354.00 (+10.05%) Homeowner's exemption	$2,168,321 (+14.26%) Land $318,541 Building $1,849,780	$2,168,321 (+14.26%) Land $318,541 Building $1,849,780
2022	$17,586.00	$1,897,642 Land $271,985 Building $1,625,657	$1,897,642 Land $271,985 Building $1,625,657

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3575 Preserve Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3575 Preserve Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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