3575 Ocean Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 3575 Ocean Dr, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,909 sqft · built 2015
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$1,550,000 (Dec 2024)
Tax Bill	$21,856 (2025)
Deeds & Mortgages	Apr 2023 Sale Jul 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-40-32-00050-0000-00001.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-32-00050-0000-00001.0`
Alternative APN	`131094`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,909 sqft Living Area
2nd Floor Area	874 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Tile
Lot Area	1,742 sqft (0.039 acres)
Lot Dimensions	68 ft deep x 23 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	380 sqft
Driveway	Driveway
Driveway Area	852 sqft
Porch	Open Porch
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	131094
Street Address	3575 OCEAN DR
City	VERO BEACH
State	FL
Zip	32963-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-10/12
Legal Description	TOWNHOMES ON OCEAN DRIVE PBI 27-65 LOT 1
Legal Range	40
Legal Township	32
Legal Section	32
Legal Subdivision	TOWNHOMES ON OCEAN DRIVE
Legal Lot Number	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1030
Census Tract	50505

Owner

3575 Ocean Dr is owned by an individual who bought it in December 2024.

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13 BARRISTER CT, FAIR LAWN, NJ 07410-5359
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage MARINE BANK & TRUST CO
Dec 21, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Nov 9, 2017	Warranty Deed, Transfer · ARM MARINE BANK & TRUST CO
May 1, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2024 · Amount on File
Deed Sale	Dec 6, 2024 · Amount on File
Prior Sale	Apr 12, 2023 · Amount on File
Deed Document Number	3120240057900
Deed Book / Page	3741 / 1808
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 12, 2023
Property Address	3575 OCEAN DR, VERO BEACH, FL 32963-1623
Document Number	0036122193
Book / Page	3612 / 2193
Map Reference	MB 27 PG 65
Instrument Date	Apr 5, 2023
Instrument	3120230017627
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$10,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 S RIVER RD, STUART, FL 34996-6722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 STEPHENSON POINT RD, PORT PERRY XX

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	3575 OCEAN DR, VERO BEACH, FL 32963-1623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031362272
Date	Jul 30, 2018
Book Page	3136/2272
Instrument	3120180046711

Lender

Name	MARINE BANK & TRUST CO
Type	Bank
Address	VERO BEACH, FL 32963

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 25, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 21, 2018
Property Address	3575 OCEAN DR, VERO BEACH, FL 32963-1623
Document Number	0031720815
Book / Page	003172 / 000815
Instrument Date	Dec 21, 2018
Instrument	76620
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$5,495.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	505 BEACHLAND BLVD #278 VERO BEACH FL 329631710, 278, VERO BEACH, FL 32963-1710

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 9, 2017
Property Address	3575 OCEAN DR, VERO BEACH, FL 32963-1623
Document Number	0030690288
Book / Page	3069 / 0288
Map Reference	MB27 PG65
Instrument Date	Nov 9, 2017
Instrument	3120170064476
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,075.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3554 OCEAN DR # DR302S, 3554, VERO BEACH, FL 32963-1673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 OCEAN DR, VERO BEACH, FL 32963-1623

Mortgage

Document Number	3120170064477
Date	Nov 9, 2017
Instrument	3120170064477

Lender

Name	MARINE BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Margin	3
Max Rate	3.5%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 1, 2017
Property Address	3575 OCEAN DR, VERO BEACH, FL 32963-1623
Document Number	0030192276
Book / Page	003019 / 002276
Instrument Date	Apr 28, 2017
Instrument	23635
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,830.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3575 OCEAN DR VERO BEACH FL 329631623, VERO BEACH, FL 32963-1623

Tax Assessment & Valuation

The 2025 property tax bill for 3575 Ocean Dr was $21,856.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,856.00	$1,359,808 Land $114,750 Building $1,245,058	$1,359,808 Land $114,750 Building $1,245,058
2023	$16,074.00 (+67.94%)	$1,024,340 (+58.78%) Land $114,750 Building $909,590	$1,024,340 (+19.99%) Land $114,750 Building $909,590
2022	$9,571.00	$645,147	$853,696 Land $114,750 Building $738,946

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3575 Ocean Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 200 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	603 units insured incl. 403 condo units
Nearby Flood Claims	76 (1984–2024)
Claims Outside the SFHA	41 of 76
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3575 Ocean Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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