3575 Loch Haven Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3575 Loch Haven Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,920 sqft · built 1998
Lot Size	0.258 acres (11,220 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Jun 2022)
Tax Bill	$6,382 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-480-08559300`

Property Details

APN / Parcel Number

Primary APN	`01-480-08559300`
Alternative APNs	`148008559300` `48008559300`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,220 sqft (0.258 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	144 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	48008559300
Street Address	3575 LOCH HAVEN DR
City	EDGEWATER
State	MD
Zip	21037-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 9 BK U SC 2 LOCH HAVEN BEACH
Legal Subdivision	LOCH HAVEN BEACH
Legal Block	U
Legal Lot Number	9
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1023
Census Tract	701202

Owner

3575 Loch Haven Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3575 LOCH HAVEN DR, EDGEWATER, MD 21037-3306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 15, 2022	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 10, 2020	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Prior Sale	Aug 10, 2020 · Amount on File
Deed Book / Page	38833 / 217
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3575 LOCH HAVEN DR, EDGEWATER, MD 21037-3306
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	ADMIRAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 LOCH HAVEN DR, EDGEWATER, MD 21037-3306

Mortgage

Document Number	0378060488
Date	Oct 28, 2021
Book Page	37806/488

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2046

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 15, 2022
Property Address	3575 LOCH HAVEN DR, EDGEWATER, MD 21037-3306
Document Number	0388330217
Book / Page	38833 / 217
Map Reference	MB 22 FO 31
Instrument Date	Jun 7, 2022
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	EAGLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3575 LOCH HAVEN DR, EDGEWATER, MD 21037-3306

Mortgage

Document Number	0038833226
Date	Jun 15, 2022
Instrument	38833/226

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 10, 2020
Property Address	3575 LOCH HAVEN DR, EDGEWATER, MD 21037-3306
Document Number	0350220323
Book / Page	35022 / 323
Map Reference	MB 22 FO 31
Instrument Date	Aug 7, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	SETTLEMENT MATTERS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,585.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3575 LOCH HAVEN DR, EDGEWATER, MD 21037-3306

Mortgage

Document Number	35022328
Date	Aug 10, 2020
Instrument	35022/328

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3575 Loch Haven Dr was $6,382 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$578,600 Land $270,600 Building $308,000	$578,600 Land $270,600 Building $308,000
2025	$6,382.00
2023	$4,638.00	$424,800 Land $211,600 Building $213,200	$424,800 Land $211,600 Building $213,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3575 Loch Haven Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3575 Loch Haven Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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