3575 Image Ct, The Villages, FL 32163 Property Records

Sumter County property record for 3575 Image Ct, The Villages, FL 32163

Property Summary

Property Type	Single Family Home
Details	2,053 sqft · built 2015
Lot Size	0.256 acres (11,165 sqft)
Owner	2 Individual Names on File
Last Sale	$568,000 (Oct 2020)
Tax Bill	$6,223 (2025)
Deeds & Mortgages	Mar 2021 Transfer Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111923G11R051`

Property Details

APN / Parcel Number

Primary APN	`111923G11R051`
Alternative APNs	`G11R051` `1053023`

Interior

Building Area	2,053 sqft Living Area
Gross Area	2,897 sqft
1st Floor Area	2,053 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Concrete Block
Lot Area	11,165 sqft (0.256 acres)
View / Lot	Road
Garage Type	Attached
Garage Area	514 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	288 sqft
Porch	Slab
Porch Area	382 sqft

Location & Zoning

Street Address	3575 IMAGE CT
City	THE VILLAGES
State	FL
Zip	32163-2795
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 THE VILLAGES OF SUMTER UNIT NO 204 PB 15 PGS 17-17C
Legal Range	23E
Legal Township	19S
Legal Section	11
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	51
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	3
Census Block	3000
Census Tract	911402

Owner

3575 Image Ct is owned and occupied by two individuals who acquired it in February 2021.

Source: Sumter County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3575 IMAGE CT, THE VILLAGES, FL 32163-2795
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Intrafamily Transfer, Transfer
Oct 8, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC
Jan 30, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Prior Sale	Jun 16, 2016 · Amount on File
Deed Document Number	202044244
Deed Book / Page	3842 / 125
Last Transfer Date	Feb 24, 2021
Transfer Doc	0039490457
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER FL
Recording Date	Mar 16, 2021
Property Address	3575 IMAGE CT, THE VILLAGES, FL 32163-2795
Document Number	0039490457
Book / Page	3949 / 457
Map Reference	MB 15 PG 17&17A-17C
Instrument Date	Feb 24, 2021
Instrument	202160014052
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 IMAGE CT, THE VILLAGES, FL 32163-2795

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Oct 8, 2020
Property Address	3575 IMAGE CT, THE VILLAGES, FL 32163-2795
Document Number	0038420125
Book / Page	3842 / 125
Map Reference	MB 15 PG 17&17A-17C
Instrument Date	Sep 22, 2020
Instrument	202060044244
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PENINSULA LAND & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,976.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 COLONIAL CT, 6, MILTON, PA 17847-8927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 IMAGE CT, THE VILLAGES, FL 32163-2795

Mortgage

Document Number	0003842126
Date	Oct 8, 2020
Instrument	3842/126

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	3575 IMAGE CT, THE VILLAGES, FL 32163-2795
Document Number	0037060030
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3575 IMAGE CT THE VILLAGES FL 321632795, THE VILLAGES, FL 32163-2795

Mortgage

Document Number	0037060030
Date	Feb 17, 2020
Book Page	003706/000030
Instrument	60006869

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3575 Image Ct was $6,223 with exemptions applied, up 1.9% from the year before.

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,223.00 (+1.87%) Homeowner's exemption Veteran's exemption	$415,770	$553,090 Land $66,990 Building $486,100
2024	$6,109.00 (+4.12%)
2023	$5,867.00 (-1.31%) Additional exemption filed	$392,300 (+3%)	$544,700 (+6.87%) Land $44,660 Building $500,040
2022	$5,945.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$380,880	$509,670 Land $50,240 Building $459,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3575 Image Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3575 Image Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE WATER public/private · serves 493 people · EPA ID FL6532779
Water Source	Purchased groundwater from CITY OF LAKELAND
Last State Inspection	Nov 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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