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3575 Harrow Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3575 Harrow Ave, Cincinnati, OH 45209 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1941
Square Footage933 sqft Living Area
Lot Size4,487 sqft (0.103 acres)
OccupancyOwner Occupied
Last Sale$360,000 (2023)
Tax Bill$5,659.00 (2025)

Owner

Source: Hamilton County records · APN 051-0002-0206-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3575 HARROW AVE, CINCINNATI, OH 45209-1117
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2023Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 24, 2023Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES
Mar 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
WATERSTONE MORTGAGE
Mar 27, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
GUARDIAN SVGS BK
Aug 10, 2018Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 24, 2023 · Amount on Record
Deed SaleApr 24, 2023 · Amount on Record
Prior SaleAug 10, 2018 · Amount on Record
Deed Doc Number0000027334
Deed Book / Page14901 / 509
Record RefreshedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3575 HARROW AVE, CINCINNATI, OH 45209-1117
Transaction TypeMortgage
Record UpdatedDec 19, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3576 HARROW AVE, CINCINNATI, OH 45209-1118

Mortgage

Document Number0000077379
DateNov 01, 2023
Book Page15034/343
Instrument2023-0077379
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 24, 2023
Property Address3575 HARROW AVE, CINCINNATI, OH 45209-1117
Document Number0000027334
Book / Page14901 / 509
Map ReferenceMB 2 PG 20
Instrument DateApr 18, 2023
Instrument2023-0027334
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$360.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3575 HARROW AVE, CINCINNATI, OH 45209-1117

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3575 HARROW AVE, CINCINNATI, OH 45209-1117
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004152
DateMar 20, 2017
Instrument17-0024152
Lender
NameWATERSTONE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2032
Interest
Rate TypeFixed Rate

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3575 HARROW AVE, CINCINNATI, OH 45209-1117
Document Number0000030889
Instrument DateMar 27, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3575 HARROW AVE CINCINNATI OH 452091117, CINCINNATI, OH 45209-1117

Mortgage

Document Number0000030889
DateApr 01, 2020
Book Page014137/001987
Instrument30889
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term240 Months
DueMar 31, 2040

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 10, 2018
Property Address3575 HARROW AVE, CINCINNATI, OH 45209-1117
Document Number0000070498
Book / Page13729 / 01306
Map ReferenceMB 2 PG 20
Instrument DateJul 03, 2018
Instrument2018-0070498
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$786.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333

Mortgage

Document Number0000070499
DateAug 10, 2018
Instrument2018-0070499
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,659.00 (+3.13%)$91,907 (-) Land $35,032 Building $56,875
2024$5,487.00 (-2.21%)$91,907 (-) Land $35,032 Building $56,875
2023$5,611.00 (-10.08%)$91,907 (+0.23%) Land $35,032 Building $56,875$262,590 (+0.23%) Land $100,090 Building $162,500
2022$6,240.00 Homeowner's exemption$91,700 Land $21,014 Building $70,686
2020$262,000 Land $60,040 Building $201,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN051-0002-0206-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area933 sqft Living Area
1st Floor933 sqft 1st Floor
Basement Area1,016 sqft Basement
Finished Basement460 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1941
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Lot Area4,487 sqft (0.103 acres)
Depth X Width110 ft x 40 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage
Garage Area200 sqft Garage
Patio Area153 sqft Patio
Porch1 Porch
Porch Area91 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3575 HARROW AVE
CityCINCINNATI
StateOH
Zip45209-1117
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description3575 HARROW AV 40 X 110 PT LOT 9 GILMORE & BROTHERTON
Legal SubdivisionGILMORE & BROTHERTON
Legal Lot Number9
JurisdictionHAMILTON OH
Minor Civil DivisionCINCINNATI
Census Blockgroup1
Census Block1019
Census Tract27600

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