3575 Garden Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 3575 Garden Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,392 sqft · built 1967
Lot Size	0.386 acres (16,814 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,300 (Jun 2016)
Tax Bill	$1,613 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-382-032-00`

Property Details

APN / Parcel Number

Primary APN	`008-382-032-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	16,814 sqft (0.386 acres)
Lot Dimensions	150 ft deep x 112 ft wide
Garage Area	484 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3575 GARDEN DR
City	LAPEER
State	MI
Zip	48446-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	09 88 600 000 00 T7N R9E STERLING GARDENS #2 LOT 32 & E 25 FT OF LOT 31.
Legal Subdivision	STERLING GARDENS 2
Legal Lot Number	31-32
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1000
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3575 GARDEN DR, LAPEER, MI 48446-2814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2016 · Amount on Record
Deed Sale	Jun 9, 2016 · Amount on Record
Prior Sale	Jun 9, 2016 · Amount on Record
Deed Book / Page	2831 / 471
Prior Transfer Date	Dec 21, 2000
Prior Transfer Doc	1321000436
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3575 GARDEN DR, LAPEER, MI 48446-2814
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 GARDEN DR, LAPEER, MI 48446-2814

Mortgage

Document Number	0032440964
Date	Oct 15, 2021
Book Page	3244/964

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3575 GARDEN DR, LAPEER, MI 48446-2814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE THIE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 GARDEN DR, LAPEER, MI 48446-2814

Mortgage

Document Number	0031220517
Date	Aug 18, 2020
Book Page	3122/517

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,100 (+1.53%)	$186,200 (+1.53%)
2025	$1,613.00 (+17.74%) Homeowner's exemption	$91,700 (+7%)	$183,400 (+7%)
2023		$85,700	$171,400
2022	$1,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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