3575 Debby Dr, Memphis, TN 38127 Property Records

Shelby County property record for 3575 Debby Dr, Memphis, TN 38127

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,325 sqft · built 1957
Lot Size0.34 acres (14,812 sqft)
OwnerIndividual Name on Record
Last Sale$54,000 (May 2023)
Tax Bill$692 (2025)
Deeds & MortgagesMay 2023 Sale
Jun 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-2076-0-0004

Property Details

APN / Parcel Number

Primary APN07-2076-0-0004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,325 sqft Living Area
1st Floor Area1,325 sqft
Utility Area50 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1980
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,812 sqft (0.34 acres)
Lot Dimensions166 ft deep x 85 ft wide
Garage TypeCarport
Garage Area200 sqft
CarportCarport
Carport Area200 sqft
Parking Spaces1 Parking Space
Pool TypePool Type
Pool Area512 sqft
Patio Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3575 DEBBY DR
CityMEMPHIS
StateTN
Zip38127-5834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal SubdivisionNORTHGROVE VILLAGE
Legal Lot Number55
JurisdictionSHELBY TN
Township / Civil Division7
Census Block Group3
Census Block3006
Census Tract10210

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address110 1ST ST, 5B, JERSEY CITY, NJ 07302-8981
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Special Warranty Deed, Transfer
Jun 27, 2022Warranty Deed, Transfer
TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES
Apr 14, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jul 9, 2019Quit Claim Deed, Transfer
LIMA ONE CAP
May 2, 2018Warranty Deed, Transfer
SADDLE CREEK TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2023 · Amount on Record
Deed SaleMay 30, 2023 · Amount on Record
Prior SaleJun 27, 2022 · Amount on Record
Deed Document Number202341263
Last Transfer DateJul 17, 2024
Transfer Doc0000062271
Record UpdatedOct 29, 2026

May 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSHELBY TN
Recording DateMay 30, 2023
Property Address3575 DEBBY DR, MEMPHIS, TN 38127-5834
Document Number0023041263
Map ReferenceMB 21 PG 45
Instrument DateApr 27, 2023
Instrument23041263
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

AmountAmount Recorded
Tax$199.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address110 1ST ST APT 5B, 5B, JERSEY CITY, NJ 07302-8981

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJun 27, 2022
Property Address3575 DEBBY DR, MEMPHIS, TN 38127-5834
Document Number0022070674
Map ReferenceMB 21 PG 45
Instrument DateJun 13, 2022
Instrument22070674
Transaction TypeTransfer
Record UpdatedJul 1, 2022
Title CompanyTOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$268.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680
InvestorPossibly a Property Investor

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateApr 14, 2021
Property Address3575 DEBBY DR, MEMPHIS, TN 38127-5834
Document Number0021043533
Map ReferenceMB 21 PG 45
Instrument DateApr 8, 2021
Instrument21043533
Transaction TypeTransfer
Record UpdatedJul 6, 2021
Title CompanySADDLE CREEK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$259.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2616 GRANT AVE APT D, D, REDONDO BEACH, CA 90278-3832

Mortgage

Document Number0021043534
DateApr 14, 2021
Instrument21043534
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHELBY TN
Recording DateJul 9, 2019
Property Address3575 DEBBY DR, MEMPHIS, TN 38127-5834
Document Number0000068031
Instrument DateJun 21, 2019
Instrument68031
Transaction TypeTransfer
Record UpdatedJul 17, 2019
Title CompanyEDCO TITLE AND CLOSING SERVICES, EDCO TITLE & CLOSING SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address115 GALSWORTHY ST CARY NC 275186383, CARY, NC 27518-6383

Mortgage

Document Number68032
DateJul 9, 2019
Instrument68032
Lender
NameLIMA ONE CAP
TypeFunding / Finance Company
AddressGREENVILLE, SC 29601
Agreement
AmountAmount Recorded
Term360 Months
DueJul 8, 2049
Interest
Rate TypeAdjustable Rate
Rate5.8%

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateMay 2, 2018
Property Address3575 DEBBY DR, MEMPHIS, TN 38127-5834
Document Number0000042810
Instrument DateApr 6, 2018
Instrument42810
Transaction TypeTransfer
Record UpdatedMay 8, 2018
Title CompanySADDLE CREEK TITLE LLC

Transaction

AmountAmount Recorded
Tax$200.87
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 GALSWORTHY ST CARY NC 275186383, CARY, NC 27518-6383

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$692.00 (-42.76%)$25,750 (+29.72%) Land $2,625 Building $23,125$103,000 (+29.72%) Land $10,500 Building $92,500
2023$19,850 Land $2,025 Building $17,825
2022$1,209.00
2021$79,400 Land $8,100 Building $71,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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