Sumter County property record for 3575 Congruity Rd, Sumter, SC 29153 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2016 |
| Square Footage | 1,868 sqft Living Area |
| Lot Size | 39,204 sqft (0.9 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $28,900 (2004) |
| Tax Bill | $1,079.00 (2025) |
| Primary APN | 298-00-02-033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,868 sqft Living Area |
| 1st Floor | 1,868 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 39,204 sqft (0.9 acres) |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Porch | Covered Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 55872 |
|---|---|
| Old Parcel Number | 298 00 02 033 |
| Street Address | 3575 CONGRUITY RD |
| City | SUMTER |
| State | SC |
| Zip | 29153-9713 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PB02-621 0.90AC |
| Legal Subdivision | CENTEX HOME EQUITY CORP |
| Jurisdiction | SUMTER SC |
| Minor Civil Division | SUMTER SOUTHEAST |
| Census Blockgroup | 3 |
| Census Block | 3023 |
| Census Tract | 600 |
Source: Sumter County records · APN 298-00-02-033
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3575 CONGRUITY RD, SUMTER, SC 29153-9713 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 29, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MAGNOLIA BANK |
| Oct 15, 2019 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage MONEY SOURCE |
| Jan 11, 2017 | Deed of Trust, Mortgage · Line of Credit OTHER INSTITUTIONAL LENDERS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 16, 2004 · Amount on Record |
| Deed Sale | Sep 16, 2004 · Amount on Record |
| Deed Doc Number | 0000953830 |
| Deed Book / Page | 0953 / 830 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 3575 CONGRUITY RD, SUMTER, SC 29153-9713 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3575 CONGRUITY RD, SUMTER, SC 29153-9713 |
| Document Number | 0013175498 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 1317/5498 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 3575 CONGRUITY RD, SUMTER, SC 29153-9713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012400580 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 1240/0580 |
| Instrument | 1240-0580 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELLSVILLE, KY 42718 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 3575 CONGRUITY RD, SUMTER, SC 29153-9713 |
| Document Number | 0012643941 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3575 CONGRUITY RD SUMTER SC 291539713, SUMTER, SC 29153-9713 |
| Document Number | 0012643941 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 001264/003941 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Address | MERIDEN, CT 06450 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 3575 CONGRUITY RD, SUMTER, SC 29153-9713 |
| Document Number | 0012292102 |
| Instrument Date | Jan 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0012292102 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 001229/002102 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | FLORENCE, SC 29505 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,079.00 (+0.94%) | $6,690 (-) Land $220 Building $6,470 | $167,205 (-) Land $5,400 Building $161,805 |
| 2023 | $6,690 (-) Land $220 Building $6,470 | $167,205 (-) Land $5,400 Building $161,805 | |
| 2022 | $1,069.00 | $6,690 Land $220 Building $6,470 | $167,205 Land $5,400 Building $161,805 |
Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 63% of the US · above 83% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 578 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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