Lincoln County property record for 3575 Cerelia Ln, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,285 sqft · built 2020 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Mar 2025) |
| Tax Bill | $2,400 (2026) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-35-1688 |
| Primary APN | 4604-35-1688 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,285 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Custom Design |
| Lot Area | 6,882 sqft (0.158 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 309560 |
|---|---|
| Street Address | 3575 CERELIA LN |
| City | DENVER |
| State | NC |
| Zip | 28037-8853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | #14 MELWOOD SUBDIVISION |
| Legal Subdivision | FINAL PLATMELWOOD SUBDIVISION |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 71101 |
3575 Cerelia Ln is owned and occupied by an individual who bought it in March 2025.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3575 CERELIA LN, DENVER, NC 28037-8853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on File |
| Deed Sale | Mar 31, 2025 · Amount on File |
| Prior Sale | Oct 20, 2020 · Amount on File |
| Deed Document Number | 2025692422 |
| Deed Book / Page | 3396 / 676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 20, 2020 |
| Property Address | 3575 CERELIA LN, DENVER, NC 28037-8853 |
| Document Number | 2964743 |
| Book / Page | 002964 / 000743 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 618261 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3575 CERELIA LN DENVER NC 28037, DENVER, NC 28037 |
| Document Number | 2964749 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 002964/000749 |
| Instrument | 618262 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 19, 2050 |
The 2026 property tax bill for 3575 Cerelia Ln was $2,400.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,400.00 | $371,168 Land $62,000 Building $309,168 | $371,168 Land $62,000 Building $309,168 |
| 2023 | $2,358.00 | $371,168 Land $62,000 Building $309,168 | $371,168 Land $62,000 Building $309,168 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3575 Cerelia Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3575 Cerelia Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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