3575 Catskill St, Waldorf, MD 20603 Property Records

Charles County property record for 3575 Catskill St, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 6,568 sqft · built 2007
Lot Size	0.188 acres (8,201 sqft)
Owner	2 Individual Names on File
Last Sale	$779,900 (Feb 2025)
Tax Bill	$21,496 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-319041`

Property Details

APN / Parcel Number

Primary APN	`06-319041`
Alternative APN	`319041`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,568 sqft Living Area
Gross Area	7,008 sqft
1st Floor Area	2,260 sqft
Basement Area	1,788 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,201 sqft (0.188 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	319041
Street Address	3575 CATSKILL ST
City	WALDORF
State	MD
Zip	20603-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 5 BLK L SEC 1 BRENTWOOD SUB
Legal Subdivision	BRENTWOOD SUB
Legal Block	L
Legal Lot Number	5
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2004
Census Tract	850713

Owner

Source: Charles County assessment roll, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3575 CATSKILL ST, WALDORF, MD 20603-4029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Dec 15, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage NFM LNDG
Sep 5, 2018	Grant Deed, Transfer · FHA Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 7, 2025 · Amount on Record
Deed Sale	Feb 7, 2025 · Amount on Record
Prior Sale	Sep 5, 2018 · Amount on Record
Deed Book / Page	13561 / 169
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3575 CATSKILL ST, WALDORF, MD 20603-4029
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 CATSKILL ST, WALDORF, MD 20603-4029

Mortgage

Document Number	0131860104
Date	Jan 29, 2024
Book Page	13186/104

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3575 CATSKILL ST, WALDORF, MD 20603-4029
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 CATSKILL ST, WALDORF, MD 20603-4029

Mortgage

Document Number	0122830268
Date	Dec 15, 2021
Book Page	12283/268

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3575 CATSKILL ST, WALDORF, MD 20603-4029
Document Number	0107940055
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 CATSKILL ST WALDORF MD 206034029, WALDORF, MD 20603-4029

Mortgage

Document Number	0107940055
Date	Sep 20, 2019
Book Page	010794/000055

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 5, 2018
Property Address	3575 CATSKILL ST, WALDORF, MD 20603-4029
Document Number	0103840237
Book / Page	010384 / 000237
Instrument Date	Aug 9, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	TURNKEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$499.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3575 CATSKILL ST WALDORF MD 206034029, WALDORF, MD 20603-4029

Mortgage

Document Number	103840244
Date	Sep 5, 2018
Book Page	010384/000244

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,496.00 (+146.34%)	$762,200 (+19.81%) Land $150,100 Building $612,100	$762,200 (-) Land $150,100 Building $612,100
2023	$8,726.00	$636,200	$762,200 Land $150,100 Building $612,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (2007–2019)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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