3575 Barbary Bluff, Hope Mills, NC 28348 Property Records

Cumberland County property record for 3575 Barbary Bluff, Hope Mills, NC 28348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,204 sqft · built 1996
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$324,000 (Jan 2025)
Tax Bill	$3,362 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0414-76-4981`

Property Details

APN / Parcel Number

Primary APN	`0414-76-4981`
Alternative APN	`0414.11764981`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,204 sqft Heated Area
1st Floor Area	2,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	257 ft deep x 74.2 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3575 BARBARY BLF
City	HOPE MILLS
State	NC
Zip	28348-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	THE COVE LO:36 SE:01 PL:0075-0082
Legal Subdivision	THE COVE
Legal Block	76
Legal Lot Number	36
Jurisdiction	CUMBERLAND NC
Township / Civil Division	ROCKFISH
Census Block Group	1
Census Block	1033
Census Tract	1603

Owner

3575 Barbary Bluff is owned and occupied by an individual who bought it in January 2025.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3575 BARBARY BLF, HOPE MILLS, NC 28348-1932
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2025 · Amount on File
Deed Sale	Jan 24, 2025 · Amount on File
Prior Sale	Dec 10, 2003 · Amount on File
Deed Document Number	20252070
Deed Book / Page	12153 / 862
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	3575 BARBARY BLF, HOPE MILLS, NC 28348-1932
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 BARBARY BLF, HOPE MILLS, NC 28348-1932

Mortgage

Document Number	0120340758
Date	Aug 9, 2024
Book Page	12034/758
Instrument	23644

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3575 Barbary Bluff was $3,362, up 5.1% from the year before.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Hope Mills Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,362.00 (+5.13%)	$285,990 (+27.87%) Land $35,000 Building $250,990	$285,990 (+27.87%) Land $35,000 Building $250,990
2024	$3,198.00 (+5.02%)	$223,665 (-) Land $30,000 Building $193,665	$223,665 (-) Land $30,000 Building $193,665
2023	$3,045.00 (+1.7%)	$223,665 Land $30,000 Building $193,665	$223,665 Land $30,000 Building $193,665
2022	$2,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3575 Barbary Bluff in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2003–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3575 Barbary Bluff is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARDINAL CARE OF HOPE MILLS private · serves 28 people · EPA ID NC0326776
Water Source	Groundwater
Last State Inspection	Jan 2026
Also Mapped Here	FAYETTEVILLE PUBLIC WORKS COMM
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2012
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20