3575 Alta Loma Dr, Jamul, CA 91935 Property Records

San Diego County property record for 3575 Alta Loma Dr, Jamul, CA 91935

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,039 sqft · built 1987
Lot Size	4.01 acres (174,676 sqft)
Owner	2 Trust Names on File
Last Sale	$270,000 (Apr 1992)
Tax Bill	$6,369 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-040-48-00`

Property Details

APN / Parcel Number

Primary APN	`519-040-48-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,039 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	174,676 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3575 ALTA LOMA DR
City	JAMUL
State	CA
Zip	91935-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM12892
Legal Subdivision	PARCEL MAP 12892
Legal Tract	12892
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	1
Census Block	1018
Census Tract	21305

Owner

3575 Alta Loma Dr is owner-occupied and held in a trust since August 2005.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3575 ALTA LOMA DR, JAMUL, CA 91935-1620
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 1992 · Amount on File
Deed Sale	Apr 9, 1992 · Amount on File
Prior Sale	Jul 31, 1987 · Amount on File
Deed Document Number	1992204927
Last Transfer Date	Aug 2, 2005
Transfer Doc	0000681184
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3575 ALTA LOMA DR, JAMUL, CA 91935-1620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 ALTA LOMA DR, JAMUL, CA 91935-1620

Mortgage

Document Number	0000043930
Date	Jan 21, 2021
Instrument	2021-0043930

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3575 ALTA LOMA DR, JAMUL, CA 91935-1620
Document Number	0000370231
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 ALTA LOMA DR JAMUL CA 919351620, JAMUL, CA 91935-1620

Mortgage

Document Number	0000370231
Date	Jul 13, 2020
Instrument	370231

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3575 Alta Loma Dr was $6,369.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$525,179 (+2%) Land $178,823 Building $346,356
2025	$6,369.00 Homeowner's exemption	$514,882 Land $175,317 Building $339,565
2023	$6,247.00 (+1.51%) Homeowner's exemption	$494,890 Land $168,510 Building $326,380
2022	$6,154.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3575 Alta Loma Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3575 Alta Loma Dr is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, OTAY WATER DISTRICT
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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