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  5. Yellow Mountain Rd

3574 Yellow Mountain Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 3574 Yellow Mountain Rd, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,211 sqft · built 1977
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (Sep 2020)
Tax Bill$2,572 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN7553-49-3498

Property Details

APN / Parcel Number

Primary APN7553-49-3498
Alternative APN
  • 138881

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area2,211 sqft Heated Area
1st Floor Area1,260 sqft
Basement Area1,204 sqft
FlooringCarpet
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1985
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)

Exterior Amenities

PorchSlab
Porch Area440 sqft
Deck Area360 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address3574 YELLOW MOUNTAIN RD
CityCULLOWHEE
StateNC
Zip28723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionYELLOW MOUNTAIN
JurisdictionJACKSON NC
Township / Civil DivisionHAMBURG
Census Block Group2
Census Block2041
Census Tract950800

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address175 BALTIC CIR, TAMPA, FL 33606-3347
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2020Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Jun 18, 2018Deed of Trust, Mortgage
UNITED CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2020 · Amount on Record
Deed SaleSep 1, 2020 · Amount on Record
Prior SaleJan 5, 2005 · Amount on Record
Deed Book / Page2275 / 1187
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateSep 1, 2020
Property Address3574 YELLOW MOUNTAIN RD, CULLOWHEE, NC 28723
Document Number0022751187
Book / Page2275 / 1187
Map ReferenceCAB 24 SL 53
Instrument DateAug 20, 2020
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address421 TRALEE CT, 421, STATHAM, GA 30666-2554

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 BALTIC CIR, TAMPA, FL 33606-3347

Mortgage

Document Number22751190
DateSep 1, 2020
Instrument2275/1190
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2035

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address3574 YELLOW MOUNTAIN RD, CULLOWHEE, NC 28723
Document Number0022160874
Instrument DateJun 18, 2018
Transaction TypeMortgage
Record UpdatedJul 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3574 YELLOW MOUNTAIN RD CULLOWHEE NC 28723, CULLOWHEE, NC 28723

Mortgage

Document Number0022160874
DateJun 22, 2018
Book Page002216/000874
Lender
NameUNITED CMNTY BK
TypeBank
AddressBLAIRSVILLE, GA 30514
Agreement
AmountAmount Recorded
Term360 Months
DueJun 21, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$676,982 (+58.44%) Land $113,950 Building $563,032
2025$2,572.00 (+58.47%)
2023$1,623.00$427,290 Land $103,560 Building $323,730

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims3 (2013–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Frontier, Skyrunner.

Cell Coverage

5G (outdoors only) and 4G LTE

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