Howard County property record for 3574 Sharp Rd, Glenwood, MD 21738 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 3.5 ba · 3,565 sqft · built 1899 |
| Lot Size | 10.3 acres (448,668 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,900,000 (Feb 2026) |
| Tax Bill | $10,175 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-314484 |
| Primary APN | 04-314484 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,565 sqft Total Area |
| Basement Area | 2,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1899 |
|---|---|
| Effective Year Built | Effective 1899 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 448,668 sqft (10.3 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 558 sqft |
| Deck Area | 420 sqft |
| Shed | 1 Shed |
| Shed Area | 2,100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 314484 |
|---|---|
| Street Address | 3574 SHARP RD |
| City | GLENWOOD |
| State | MD |
| Zip | 21738-9507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PAR D 10.305 A 3574 SHARP RD JUSTICE TRACT |
| Legal Subdivision | JUSTICE TR |
| Legal Lot Number | D |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 4, LISBON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 604004 |
Source: Howard County records · APN 04-314484
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3574 SHARP RD, GLENWOOD, MD 21738-9507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 19, 2026 | Deed, Transfer · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on Record |
| Deed Sale | Feb 19, 2026 · Amount on Record |
| Prior Sale | Dec 30, 2016 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 23120 / 154 |
| Prior Transfer Date | Sep 14, 2007 |
| Prior Transfer Doc | 0109340460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 3574 SHARP RD, GLENWOOD, MD 21738-9507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 3574 SHARP RD, GLENWOOD, MD 21738-9507 |
| Document Number | 0208280161 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 20828/161 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Aug 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 3574 SHARP RD, GLENWOOD, MD 21738-9507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0220360108 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 22036/108 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 19, 2026 |
| Property Address | 3574 SHARP RD, GLENWOOD, MD 21738-9507 |
| Document Number | 0231200154 |
| Book / Page | 23120 / 154 |
| Instrument Date | Jan 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3574 SHARP RD, GLENWOOD, MD 21738-9507 |
| Document Number | 0023120163 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 23120/163 |
| Name | MILLENNIUM FINANCIAL GROUP INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.8% |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $868,267 (+2.75%) | $914,800 (+8.26%) Land $375,800 Building $539,000 | |
| 2025 | $10,175.00 (+5.16%) Homeowner's exemption | $845,000 (+23.74%) Land $300,800 Building $544,200 | $845,000 (-) Land $300,800 Building $544,200 |
| 2024 | $9,676.00 (+42.8%) | ||
| 2023 | $682,867 | $845,000 Land $300,800 Building $544,200 | |
| 2022 | $6,776.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276040042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force 3 of 5 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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