Clay County property record for 3574 Cunningham Rd, Orange Park, FL 32065 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,381 sqft · built 2023 |
| Lot Size | 0.137 acres (5,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $413,900 (Dec 2023) |
| Tax Bill | $5,954 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-04-25-007873-004-98 |
| Primary APN | 08-04-25-007873-004-98 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,381 sqft Living Area |
| Gross Area | 2,990 sqft |
| 1st Floor Area | 1,046 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,999 sqft (0.137 acres) |
| Garage Type | Attached |
| Garage Area | 449 sqft |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3574 CUNNINGHAM RD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-8228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 98 SUGAR LEAF FARMS AS REC OR 4783 PG 928 |
| Legal Subdivision | SUGAR LEAF FARMS |
| Legal Lot Number | 98 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30207 |
Source: Clay County records · APN 08-04-25-007873-004-98
Assessment roll updated December 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3574 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 28, 2023 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage HOME AMERICAN MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 28, 2023 · Amount on Record |
| Deed Sale | Dec 28, 2023 · Amount on Record |
| Deed Document Number | 202362740 |
| Deed Book / Page | 4783 / 928 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3574 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3574 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228 |
| Document Number | 0050272016 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 5027/2016 |
| Instrument | 2026014216 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Mar 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 28, 2023 |
| Property Address | 3574 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228 |
| Document Number | 0047830928 |
| Book / Page | 4783 / 928 |
| Map Reference | MB 67 PG 36-43 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 2023062740 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 19, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,897.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502 |
| Name | Verified Name |
|---|---|
| Address | 3574 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228 |
| Document Number | 0004783933 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 4783/933 |
| Name | HOME AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,954.00 (-0.77%) | $390,382 (+680.76%) Land $65,000 Building $325,382 | $390,382 (+680.76%) Land $65,000 Building $325,382 |
| 2024 | $6,000.00 (+690.51%) | ||
| 2023 | $759.00 (+399.34%) | $50,000 (+4%) Land $50,000 | $50,000 (+4%) Land $50,000 |
| 2022 | $152.00 | $10,000 Land $10,000 | $10,000 Land $10,000 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 943 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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