3574 Cedar St, Murfreesboro, TN 37127 Property Records

Rutherford County property record for 3574 Cedar St, Murfreesboro, TN 37127

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,425 sqft · built 1962
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jan 2021)
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136C-A-024.00-000`

Property Details

APN / Parcel Number

Primary APN	`136C-A-024.00-000`
Alternative APNs	`136C A 02400` `R0079191`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,425 sqft Living Area
1st Floor Area	1,425 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	47,916 sqft (1.1 acres)
Driveway	Driveway
Porch	Porch
Porch Area	32 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0079191
Street Address	3574 CEDAR ST
City	MURFREESBORO
State	TN
Zip	37127-6343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 WAYNE JERNIGAN PROPERTY PB 2 PG 39
Legal Subdivision	WAYNE JERNIGAN PROPERTY
Legal Lot Number	15
Jurisdiction	RUTHERFORD TN
Township / Civil Division	18
Census Block Group	2
Census Block	2006
Census Tract	40702

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3574 CEDAR ST, MURFREESBORO, TN 37127-6343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Jan 28, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2021 · Amount on Record
Deed Sale	Jan 28, 2021 · Amount on Record
Prior Sale	Dec 1, 2009 · Amount on Record
Deed Document Number	20212336113
Deed Book / Page	2029 / 1760
Transfer Doc	9772115
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3574 CEDAR ST, MURFREESBORO, TN 37127-6343
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3574 CEDAR ST, MURFREESBORO, TN 37127-6343

Mortgage

Document Number	0023331057
Date	Apr 12, 2023
Book Page	2333/1057
Instrument	2491058

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jan 28, 2021
Property Address	3574 CEDAR ST, MURFREESBORO, TN 37127-6343
Document Number	20291760
Book / Page	2029 / 1760
Map Reference	MB 2 PG 39
Instrument Date	Dec 15, 2020
Instrument	2336113
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	MEMORIAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3574 CEDAR ST, MURFREESBORO, TN 37127-6343

Mortgage

Document Number	20291763
Date	Jan 28, 2021
Instrument	2029-1763

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,700 (+59.75%) Land $27,500 Building $63,200	$362,800 (+59.75%) Land $110,000 Building $252,800
2025	$1,262.00 (+18.5%)	$56,775 (-) Land $13,750 Building $43,025
2023	$1,065.00 (+16.01%)	$56,775 Land $13,750 Building $43,025	$227,100 (-15.58%) Land $55,000 Building $172,100
2022	$918.00		$269,000 Land $55,000 Building $214,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	4 (2002–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications, Verizon.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures