Catawba County property record for 3573 Oxford School Rd, Catawba, NC 28609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 1948 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Sep 2021) |
| Tax Bill | $1,219 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3782-01-08-8636 |
| Primary APN | 3782-01-08-8636 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 2,688 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 216 sqft |
| Patio Area | 242 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3573 OXFORD SCHOOL RD |
|---|---|
| City | CATAWBA |
| State | NC |
| Zip | 28609-8315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | ACCT# 49484550 MAP 010 Y -02-001- -0 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | CATAWBA |
| Census Block Group | 4 |
| Census Block | 4045 |
| Census Tract | 10101 |
3573 Oxford School Rd is owned and occupied by an individual who bought it in September 2021.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3573 OXFORD SCHOOL RD, CATAWBA, NC 28609-8315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Sep 15, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2021 · Amount on File |
| Deed Sale | Sep 15, 2021 · Amount on File |
| Prior Sale | Jul 28, 2016 · Amount on File |
| Deed Document Number | 202122517 |
| Deed Book / Page | 3687 / 1438 |
| Prior Transfer Date | May 9, 2012 |
| Prior Transfer Doc | 0031260505 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Aug 4, 2026 |
| Property Address | 3573 OXFORD SCHOOL RD, CATAWBA, NC 28609-8315 |
| Document Number | 0000015837 |
| Book / Page | 4056 / 300 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202615837 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 3573 OXFORD SCHOOL RD, CATAWBA, NC 28609-8315 |
| Document Number | 0000015837, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 4056/300 |
| Instrument | 202615837 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Sep 15, 2021 |
| Property Address | 3573 OXFORD SCHOOL RD, CATAWBA, NC 28609-8315 |
| Document Number | 0036871438 |
| Book / Page | 3687 / 1438 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 22517 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4071 TROUT POND RD, 4071, CLAREMONT, NC 28610-8231 |
| Name | Verified Name |
|---|---|
| Address | 3573 OXFORD SCHOOL RD, CATAWBA, NC 28609-8315 |
| Document Number | 22518 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 22518 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 3573 Oxford School Rd was $1,219, down 21.1% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,800 (-) Land $14,200 Building $291,600 | ||
| 2025 | $1,219.00 (-21.1%) | $305,800 Land $14,200 Building $291,600 | |
| 2024 | $1,545.00 | ||
| 2023 | $1,545.00 | $166,900 Land $14,200 Building $152,700 | $305,800 Land $14,200 Building $291,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3573 Oxford School Rd in Zone X, an area of minimal flood risk, though there have been 70 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 70 (1995–2024) |
| Claims Outside the SFHA | 19 of 70 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3573 Oxford School Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CATAWBA serves 1,617 people · EPA ID NC0118040 |
|---|---|
| Water Source | Purchased surface water from CITY OF HICKORY |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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