3573 Lismore Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3573 Lismore Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,292 sqft · built 1978
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Oct 2023)
Tax Bill	$2,842 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`375-0010-07592`

Property Details

APN / Parcel Number

Primary APN	`375-0010-07592`
Alternative APNs	`1156521` `920633`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,292 sqft Gross Area
1st Floor Area	1,292 sqft
Basement Area	301 sqft
Finished Basement	301 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)

Exterior Amenities

Porch	Porch
Porch Area	90 sqft
Deck Area	320 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1156521
Street Address	3573 LISMORE RD
City	DULUTH
State	MN
Zip	55803-8708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	SE1/4 OF SW1/4 OF SE1/4 SERIAL #
Legal Range	14W
Legal Township	52N
Legal Section	36
Legal Subdivision	GNESEN TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2029
Census Tract	10601

Owner

3573 Lismore Rd is owned and occupied by an individual who bought it in October 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3573 LISMORE RD, DULUTH, MN 55803-8708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE
Oct 18, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2023 · Amount on File
Deed Sale	Oct 18, 2023 · Amount on File
Deed Document Number	20231073487
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Sep 8, 2026
Property Address	3573 LISMORE RD, DULUTH, MN 55803-8708
Document Number	0001105704
Instrument Date	Aug 13, 2026
Instrument	20261105704
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3573 LISMORE RD, DULUTH, MN 55803-8708

Mortgage

Document Number	0001105704,
Date	Sep 8, 2026
Instrument	20261105704

Lender

Name	NORTH SHORE BANK OF COMMERCE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 13, 2031

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 18, 2023
Property Address	3573 LISMORE RD, DULUTH, MN 55803-8708
Document Number	0001073487
Instrument Date	Oct 12, 2023
Instrument	1073487
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3573 LISMORE RD, DULUTH, MN 55803-8708

Mortgage

Document Number	0001073488
Date	Oct 18, 2023
Instrument	1073488

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 3573 Lismore Rd was $2,842 with a homeowner's exemption, up 6.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,842.00 (+6.36%) Homeowner's exemption
2025	$2,672.00 Homeowner's exemption	$307,000 (+11.96%) Land $96,700 Building $210,300	$307,000 (+11.96%) Land $96,700 Building $210,300
2024		$274,200 Land $89,000 Building $185,200	$274,200 Land $89,000 Building $185,200
2023	$2,550.00
2022		$220,600 Land $83,800 Building $136,800	$220,600 Land $83,800 Building $136,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3573 Lismore Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3573 Lismore Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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