3573 Bluffton Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 3573 Bluffton Rd, Decorah, IA 52101

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 3,571 sqft · built 1915
Lot Size	44 acres (1,920,125 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Apr 2021)
Tax Bill	$5,626 (2026)
Deeds & Mortgages	Feb 2011 Mortgage Dec 2012 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`022810000700`

Property Details

APN / Parcel Number

Primary APN	`022810000700`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,571 sqft Living Area
1st Floor Area	992 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	1,920,125 sqft (44 acres)

Exterior Amenities

Porch	Slab
Porch Area	608 sqft
Granary	Granary
Milk House	Milk House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3573 BLUFFTON RD
City	DECORAH
State	IA
Zip	52101-7730
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOTS 1-1 & 2-1 NW1/4
Legal Range	09W
Legal Township	100
Legal Section	28
Legal Lot Number	1,2
Jurisdiction	WINNESHIEK IA
Township / Civil Division	BURR OAK
Census Block Group	2
Census Block	2036
Census Tract	950100

Owner

3573 Bluffton Rd, a rural home, is owned and occupied by two individuals who bought it in April 2021.

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3573 BLUFFTON RD, DECORAH, IA 52101-7730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2011	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Dec 6, 2012	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Aug 9, 2016	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Feb 26, 2013	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Apr 29, 2021	Warranty Deed, Transfer · Conventional Mortgage VIKING STATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on File
Deed Sale	Apr 29, 2021 · Amount on File
Deed Document Number	20211779
Deed Book / Page	2021 / 1779
Record Updated	Oct 29, 2026

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	3573 BLUFFTON RD, DECORAH, IA 52101-7730
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02011/0659
Date	Feb 28, 2011
Book Page	2011/0659
Instrument	2011 0659

Lender

Name	DECORAH BANK & TRUST CO
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2041

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	3573 BLUFFTON RD, DECORAH, IA 52101-7730
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02012/4704
Date	Dec 6, 2012
Book Page	2012/4704
Instrument	2012 4704

Lender

Name	DECORAH BANK & TRUST CO
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2028

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	3573 BLUFFTON RD, DECORAH, IA 52101-7730
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02016/2445
Date	Aug 9, 2016
Book Page	2016/2445
Instrument	2016 2445

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2031

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	3573 BLUFFTON RD, DECORAH, IA 52101-7730
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02013/0678
Date	Feb 26, 2013
Book Page	2013/0678
Instrument	2013 0678

Lender

Name	DECORAH BANK & TRUST CO
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Apr 29, 2021
Property Address	3573 BLUFFTON RD, DECORAH, IA 52101-7730
Document Number	02021/1779
Book / Page	2021 / 1779
Instrument Date	Apr 29, 2021
Instrument	2021 1779
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Tax	$959.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2793 COLDWATER CREEK RD, DECORAH, IA 52101-6908
Investor	Possibly a Property Investor

Mortgage

Document Number	0020211863
Date	Apr 29, 2021
Instrument	2021 1863

Lender

Name	VIKING STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	02021/1863
Date	May 5, 2021
Book Page	2021/1863
Instrument	2021 1863

Lender

Name	VIKING STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3573 Bluffton Rd was $5,626 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,626.00	$480,740 (-) Land $84,370 Building $396,370	$480,740 (-) Land $84,370 Building $396,370
2025	$5,626.00 (+6.88%) Homeowner's exemption	$480,740 Land $84,370 Building $396,370	$480,740 Land $84,370 Building $396,370
2024	$5,264.00
2023		$408,490 (+16.44%) Land $62,310 Building $346,180	$408,490 Land $62,310 Building $346,180
2022	$4,914.00 Homeowner's exemption Additional exemption filed	$350,830 Land $50,170 Building $300,660
2021			$350,830 Land $50,170 Building $300,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3573 Bluffton Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3573 Bluffton Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mabel Cooperative Telephone Company Fiber	200 / 40

May also be available: GigFire.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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