3572 Waverly Cir, Destin, FL 32541 Property Records

Okaloosa County property record for 3572 Waverly Cir, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,549 sqft · built 1996
Lot Size0.151 acres (6,595 sqft)
Owner2 Individual Names on Record
Last Sale$659,600 (Oct 2011)
Tax Bill$13,066 (2025)
Flood ZoneZone X (moderate risk)
APNC56-000-590-6380-0

Property Details

APN / Parcel Number

Primary APNC56-000-590-6380-0
Alternative APNs
  • 00-2S-24-0110-0000-0370
  • 24S200011000000370

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,549 sqft Living Area
Gross Area2,997 sqft
1st Floor Area1,644 sqft
Upper Floors Area905 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area6,595 sqft (0.151 acres)
PorchFinished/Open Porch
Porch Area336 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3572 WAVERLY CIR
CityDESTIN
StateFL
Zip32541-5015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESTIN POINTE LOT 37
Legal SubdivisionDESTIN POINT
Legal Lot Number37
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1006
Census Tract23303

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address260 BROOK GREEN LN, INDIAN SPRINGS, AL 35124-3207
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2011 · Amount on Record
Deed SaleOct 3, 2011 · Amount on Record
Deed Document Number20112732185
Deed Book / Page3003 / 2976
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,066.00 (+18.86%)$1,261,902 (+19.15%) Land $612,914 Building $648,988$1,261,902 (+19.15%) Land $612,914 Building $648,988
2023$10,993.00 (+17.51%)$1,059,047 (+27.55%) Land $405,213 Building $653,834$1,059,047 (+27.55%) Land $405,213 Building $653,834
2022$9,355.00$830,316 Land $240,534 Building $589,782$830,316 Land $240,534 Building $589,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 665 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3,929 units insured
incl. 3,264 condo units
Nearby Flood Claims507 (1979–2026)
Claims Outside the SFHA33 of 507
Most Recent ClaimMay 2026 · rainfall accumulation
Claims by Event
  • Hurricane Dennis, Jul 2005 · 57 claims
  • Hurricane Frances, Oct 2004 · 159 claims
  • Hurricane Opal, Oct 1995 · 218 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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