3572 Rubuck Dr, Westminster, MD 21157 Property Records

Carroll County property record for 3572 Rubuck Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,234 sqft · built 2007
Lot Size	4.47 acres (194,887 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,576 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jan 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-034552`

Property Details

APN / Parcel Number

Primary APN	`09-034552`
Alternative APN	`034552`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,234 sqft Total Area
Utility Area	420 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	194,887 sqft (4.47 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Deck Area	600 sqft
Shed	1 Shed
Shed Area	3,200 sqft
Bath House	144 sqft
Gazebo	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	034552
Street Address	3572 RUBUCK DR
City	WESTMINSTER
State	MD
Zip	21157-8058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 4.474 ACS 3572 RUBUCK DR
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2014
Census Tract	509001

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3572 RUBUCK DR, WESTMINSTER, MD 21157-8058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 14, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 13, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Mar 8, 2021	Intrafamily Transfer, Transfer
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2006
Deed Sale	Dec 5, 2006
Deed Document Number	200662039
Deed Book / Page	5078 / 10
Last Transfer Date	Feb 4, 2021
Transfer Doc	0101460035
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3572 RUBUCK DR, WESTMINSTER, MD 21157-8058
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3572 RUBUCK DR, WESTMINSTER, MD 21157-8058

Mortgage

Document Number	0104600190
Date	Sep 21, 2021
Book Page	10460/190

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Aug 28, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3572 RUBUCK DR, WESTMINSTER, MD 21157-8058
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100520037
Date	Jan 14, 2021
Book Page	10052/237

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3572 RUBUCK DR, WESTMINSTER, MD 21157-8058
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087460246
Date	Jul 13, 2017
Book Page	8746/0246
Instrument	8746-0246

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Mar 8, 2021
Property Address	3572 RUBUCK DR, WESTMINSTER, MD 21157-8058
Document Number	0101460035
Book / Page	10146 / 35
Instrument Date	Feb 4, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3572 RUBUCK DR, WESTMINSTER, MD 21157-8058

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3572 RUBUCK DR, WESTMINSTER, MD 21157-8058
Document Number	0099390124
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3572 RUBUCK DR WESTMINSTER MD 211578058, WESTMINSTER, MD 21157-8058

Mortgage

Document Number	0099390124
Date	Nov 9, 2020
Book Page	009939/000124

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$676,300 (+16.95%)	$774,300 (-) Land $227,300 Building $547,000
2025	$5,576.00 (+4.11%) Homeowner's exemption	$578,300 (+21.99%)	$774,300 (+61.21%) Land $227,300 Building $547,000
2023	$5,356.00 Homeowner's exemption	$474,067	$480,300 Land $207,300 Building $273,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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