3571 Ben Ledis Ridge Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 3571 Ben Ledis Ridge Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Lot Size	0.503 acres (21,929 sqft)
Owner	2 Individual Names on Record
Tax Bill	$50 (2025)
Deeds & Mortgages	Sep 2023 Sale Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-09-4-19-05-0-00013-00`

Property Details

APN / Parcel Number

Primary APN	`3-09-4-19-05-0-00013-00`

Exterior

Lot Area	21,929 sqft (0.503 acres)
Lot Dimensions	280 ft deep x 44 ft wide

Location & Zoning

Street Address	3571 BEN LEDIS RIDGE CV
City	HERNANDO
State	MS
Zip	38632-4285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	LAKE O THE HILLS SD SEC B LOT 13
Legal Range	009
Legal Township	03S
Legal Section	19
Legal Subdivision	LAKE O THE HILLS SD
Legal Lot Number	13
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2021
Census Tract	71200

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3561 BEN LEDIS RIDGE CV, HERNANDO, MS 38632-4285
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Warranty Deed, Transfer TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC
Jul 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023
Deed Sale	Sep 18, 2023
Deed Book / Page	1023 / 16841
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 18, 2023
Property Address	3571 BEN LEDIS RIDGE CV, HERNANDO, MS 38632-4285
Document Number	1023/16841
Book / Page	1023 / 16841
Map Reference	MB 2 PG 35
Instrument Date	Sep 14, 2023
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	167 CLARK CV, HOLLY SPRINGS, MS 38635-9214

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3561 BEN LEDIS RIDGE CV, HERNANDO, MS 38632-4285

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3571 BEN LEDIS RIDGE CV, HERNANDO, MS 38632-4285
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	ALTA TITLE AND ESCROW, REALTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170719010207940
Date	Jul 19, 2017
Instrument	20170719010207940

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3571 BEN LEDIS RIDGE CV, HERNANDO, MS 38632-4285
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	REALITY TITLE, REALTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5082/639
Date	Nov 4, 2020
Book Page	5082/639

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$50.00 (-16.67%)	$600 (-) Land $600	$6,000 (-) Land $6,000
2023	$60.00	$600 (-)	$6,000 (-) Land $6,000
2022	$60.00	$600 Land $600	$6,000 Land $6,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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