357082 E 1040 Rd, Prague, OK 74864 Property Records

Lincoln County property record for 357082 E 1040 Rd, Prague, OK 74864

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,264 sqft · built 1975
Lot Size	5.11 acres (222,592 sqft)
Owner	Company Name on Record
Last Sale	$290,000 (Mar 2026)
Tax Bill	$2,739 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-14-12N-06E-3-003-00`

Property Details

APN / Parcel Number

Primary APN	`0000-14-12N-06E-3-003-00`
Alternative APN	`2668`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	1,264 sqft
Attic	Attic
Attic Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	222,592 sqft (5.11 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	148 sqft
Poultry House	144 sqft
Storage Building	80 sqft
Pole Barn	900 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	2668
Street Address	357082 E 1040 RD
City	PRAGUE
State	OK
Zip	74864-7528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.11 AC MOL 14-12-6 COM SW/C SW/4 N-495' E-450' S-495' W-450' POB 12-6-14-300-003
Legal Range	06E
Legal Township	12N
Legal Section	14
Jurisdiction	LINCOLN OK
Township / Civil Division	PRAGUE
Census Block Group	3
Census Block	3015
Census Tract	961500

Owner

Source: Lincoln County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX J, PRAGUE, OK 74864-1045
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · FHA Mortgage FIRST UNITED BANK & TRUST CO
Sep 21, 2018	Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC
Sep 21, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Sep 21, 2018 · Amount on Record
Deed Document Number	20262100
Deed Book / Page	2652 / 780
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	357082 E 1040 RD, PRAGUE, OK 74864-7528
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	FIRSTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002529/746
Date	Oct 2, 2023
Book Page	2529/746
Instrument	I-2023-006619

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Sep 21, 2018
Property Address	357082 E 1040 RD, PRAGUE, OK 74864-7528
Document Number	002307/432
Book / Page	2307 / 432
Instrument Date	Sep 17, 2018
Instrument	06292
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	357082 E 1040 RD, PRAGUE, OK 74864-7528

Mortgage

Document Number	0000006293
Date	Sep 21, 2018
Instrument	06293

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Sep 21, 2018
Property Address	357082 E 1040 RD, PRAGUE, OK 74864-7528
Document Number	002307/430
Book / Page	2307 / 430
Instrument Date	Sep 11, 2018
Instrument	06291
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	612 KLABZUBA AVE, PRAGUE, OK 74864-4515

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Prague Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,739.00 (-8.67%)	$27,347 (+29.93%) Land $5,010 Building $22,337	$248,609 (+23.51%) Land $45,545 Building $203,064
2024	$2,999.00 (+56.12%)	$21,048 (+5%) Land $5,115 Building $15,933
2022	$1,921.00	$20,045 Land $4,630 Building $15,415	$201,291 Land $46,497 Building $154,794

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 90% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CVEC Fiber Fiber	2,400 / 2,400
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

357082 E 1040 Rd, Prague, OK 74864 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on E 1040 Rd

Nearby Streets

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