Polk County property record for 3570 Willow Oak Rd, Mulberry, FL 33860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,098 sqft · built 1994 |
| Lot Size | 0.35 acres (15,263 sqft) |
| Owner | Individual Name on File |
| Last Sale | $57,000 (Dec 2009) |
| Tax Bill | $1,533 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-32-142242-000030 |
| Primary APN | 23-29-32-142242-000030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,098 sqft Living Area |
| Gross Area | 1,358 sqft |
| 1st Floor Area | 1,098 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,263 sqft (0.35 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 42 sqft |
| Cooling System | Central |
|---|
| Street Address | 3570 WILLOW OAK RD |
|---|---|
| City | MULBERRY |
| State | FL |
| Zip | 33860-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW OAK VILLAGE PB 94 PG 6 LOT 3 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 32 |
| Legal Subdivision | WILLOW OAK VILLAGE |
| Legal Tract | 142242 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 14904 |
Source: Polk County records · APN 23-29-32-142242-000030
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2107 WHITE TAIL TRL, LAKELAND, FL 33811-4016 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 09, 2009 · Amount on Record |
| Deed Sale | Dec 09, 2009 · Amount on Record |
| Prior Sale | Mar 31, 2009 |
| Deed Document Number | 2009216647 |
| Deed Book / Page | 8032 / 1980 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3570 WILLOW OAK RD, MULBERRY, FL 33860-9564 |
| Document Number | 0110420824 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3570 WILLOW OAK RD MULBERRY FL 338609564, MULBERRY, FL 33860-9564 |
| Document Number | 0110420824 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 011042/000824 |
| Instrument | 242833 |
| Name | AMERICAN LIBERTY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2049 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,533.00 (-18.15%) | $99,195 (-30.04%) | $146,662 (+3.44%) Land $10,000 Building $136,662 |
| 2023 | $1,873.00 (-1.99%) | $141,783 (-11.94%) Land $9,900 Building $131,883 | $141,783 (-11.94%) Land $9,900 Building $131,883 |
| 2022 | $1,911.00 | $161,002 Land $9,400 Building $151,602 | $161,002 Land $9,400 Building $151,602 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 165 locations within half a mile of this property.
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