Polk County property record for 3570 Manor Loop, Lakeland, FL 33810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 2003 |
| Lot Size | 0.196 acres (8,520 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Jul 2023) |
| Tax Bill | $2,891 (2025) |
| Deeds & Mortgages | May 2026 Sale Jul 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-16-001011-000530 |
| Primary APN | 23-27-16-001011-000530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 1,930 sqft |
| 1st Floor Area | 1,530 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,520 sqft (0.196 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Pool House | Pool House |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 18 sqft |
| Street Address | 3570 MANOR LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-1381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHLEY ESTATES PB 119 PGS 1 & 2 LOT 53 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 16 |
| Legal Subdivision | ASHLEY ESTATES |
| Legal Tract | 1011 |
| Legal Block | 1 |
| Legal Lot Number | 53 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 12133 |
Source: Polk County assessment roll, APN 23-27-16-001011-000530, as of June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10589 JEPSON ST, ORLANDO, FL 32825-6608 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 05, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 13, 2023 | Warranty Deed, Transfer OS NATIONAL LLC |
| Jun 12, 2023 | Warranty Deed, Transfer OS NATIONAL LLC |
| Aug 18, 2020 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on Record |
| Deed Sale | Jul 13, 2023 · Amount on Record |
| Prior Sale | Jun 12, 2023 · Amount on Record |
| Deed Document Number | 2023163178 |
| Deed Book / Page | 12762 / 99 |
| Last Transfer Date | May 04, 2026 |
| Transfer Doc | 0000107579 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 05, 2026 |
| Property Address | 3570 MANOR LOOP, LAKELAND, FL 33810-1381 |
| Document Number | 0000107579 |
| Book / Page | 13985 / 1964 |
| Instrument Date | May 04, 2026 |
| Instrument | 2026107579 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10589 JEPSON ST, ORLANDO, FL 32825-6608 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 13, 2023 |
| Property Address | 3570 MANOR LOOP, LAKELAND, FL 33810-1381 |
| Document Number | 0000163178 |
| Book / Page | 12762 / 99 |
| Map Reference | MB 119 PG 1&2 |
| Instrument Date | Jul 07, 2023 |
| Instrument | 2023163178 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2024 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 3570 MANOR LOOP, LAKELAND, FL 33810-1381 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 12, 2023 |
| Property Address | 3570 MANOR LOOP, LAKELAND, FL 33810-1381 |
| Document Number | 0000136521 |
| Book / Page | 12724 / 1223 |
| Map Reference | MB 119 PG 1&2 |
| Instrument Date | Jun 06, 2023 |
| Instrument | 2023136521 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,133.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4164 PRIMA LAGO CIR, LAKELAND, FL 33810-3061 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3570 MANOR LOOP, LAKELAND, FL 33810-1381 |
| Document Number | 0113550951 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3570 MANOR LOOP LAKELAND FL 338101381, LAKELAND, FL 33810-1381 |
| Document Number | 0113550951 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 011355/000951 |
| Instrument | 178442 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 30, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll as of June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,891.00 (-22.6%) | $223,664 (+148.14%) Land $39,000 Building $184,664 | $223,664 (-5%) Land $39,000 Building $184,664 |
| 2024 | $3,735.00 (+206.4%) | ||
| 2023 | $1,219.00 (+6.56%) | $90,135 (+3%) | $235,427 (+12.6%) Land $38,000 Building $197,427 |
| 2022 | $1,144.00 Homeowner's exemption | $87,510 | $209,083 Land $32,000 Building $177,083 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050121331, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 438 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL6532348, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHWEST serves 28,082 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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