3570 Hartzel Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 3570 Hartzel Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,801 sqft · built 1965
Lot Size	0.25 acres (10,900 sqft)
Owner	Individual Name on Record
Last Sale	$397,500 (Jul 2003)
Tax Bill	$7,325 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`503-060-49-00`

Property Details

APN / Parcel Number

Primary APN	`503-060-49-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,801 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	10,900 sqft (0.25 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3570 HARTZEL DR
City	SPRING VALLEY
State	CA
Zip	91977-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 1 PAR 5 AS PER ROS 5254 IN TR 000330
Legal Subdivision	RANCHO MISSION
Legal Tract	000330
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	13801

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3570 HARTZEL DR, SPRING VALLEY, CA 91977-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 19, 2020	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Apr 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2003 · Amount on Record
Deed Sale	Jul 10, 2003 · Amount on Record
Deed Document Number	2003821581
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3570 HARTZEL DR, SPRING VALLEY, CA 91977-2015
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3570 HARTZEL DR, SPRING VALLEY, CA 91977-2015

Mortgage

Document Number	0000185517
Date	Apr 28, 2022
Instrument	2022-0185517

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3570 HARTZEL DR, SPRING VALLEY, CA 91977-2015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3570 HARTZEL DR, SPRING VALLEY, CA 91977-2015

Mortgage

Document Number	0000644041
Date	Oct 21, 2020
Instrument	2020-0644041

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3570 HARTZEL DR, SPRING VALLEY, CA 91977-2015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000143685
Date	Mar 19, 2020
Instrument	2020-0143685

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3570 HARTZEL DR, SPRING VALLEY, CA 91977-2015
Document Number	0000150662
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 23, 2018
Title Company	CALIFORNIA MEMBERS TITLE INSURANCE C

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3570 HARTZEL DR SPRING VALLEY CA 919772015, SPRING VALLEY, CA 91977-2015

Mortgage

Document Number	0000150662
Date	Apr 17, 2018
Instrument	150662

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2038

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$576,436 (+2%) Land $304,533 Building $271,903
2025	$7,325.00 (+7.01%) Homeowner's exemption	$565,134 (+4.04%) Land $298,562 Building $266,572
2023	$6,845.00 (+1.54%) Homeowner's exemption	$543,191 Land $286,969 Building $256,222
2022	$6,741.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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