3570 Cull Rd, Owenton, KY 40359 Property Records

Owen County property record for 3570 Cull Rd, Owenton, KY 40359

Property Summary

Property Type	Mobile Home
Details	3 bd · 1 ba · 840 sqft · built 1999
Lot Size	1.92 acres (83,635 sqft)
Owner	Individual Name on File
Last Sale	$32,000 (Aug 2026)
Tax Bill	$792 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`035-00-00-009.01`

Property Details

APN / Parcel Number

Primary APN	`035-00-00-009.01`
Alternative APN	`9115`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	83,635 sqft (1.92 acres)
Terrain	Steep
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	9115
Street Address	3570 CULL RD
City	OWENTON
State	KY
Zip	40359-8530
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1.92 AC/MANU HOME
Jurisdiction	OWEN KY
Township / Civil Division	OWENTON
Census Block Group	2
Census Block	2025
Census Tract	970202

Owner

3570 Cull Rd, a mobile home, is owned and occupied by an individual who bought it in August 2026.

Source: Owen County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	3570 CULL RD, OWENTON, KY 40359-8530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage COMMONWEALTH CREDIT UNION
Sep 1, 2022	Deed, Transfer · Line of Credit UNITED CITIZENS BANK &TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Sep 1, 2022 · Amount on File
Deed Document Number	20261212528
Deed Book / Page	282 / 717
Prior Transfer Date	Jun 18, 2026
Prior Transfer Doc	0001212528
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OWEN KY
Recording Date	Aug 28, 2026
Property Address	3570 CULL RD, OWENTON, KY 40359-8530
Document Number	0001212528
Book / Page	282 / 717
Instrument Date	Jun 18, 2026
Instrument	20261212528
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,232.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3570 CULL RD, OWENTON, KY 40359-8530

Mortgage

Document Number	0001212528,
Date	Aug 28, 2026
Book Page	356/380
Instrument	20261212528

Lender

Name	COMMONWEALTH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OWEN KY
Recording Date	Sep 1, 2022
Property Address	3570 CULL RD, OWENTON, KY 40359-8530
Document Number	DEED268/497
Book / Page	DEED 268 / 497
Instrument Date	Aug 29, 2022
Instrument	2022002708
Transaction Type	Transfer
Record Updated	Sep 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 BRENTSVILLE RD, 1120, PARIS, KY 40361-9750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3570 CULL RD, OWENTON, KY 40359-8530

Mortgage

Document Number	00MTG32059
Date	Sep 1, 2022
Instrument	MTG 320/59

Lender

Name	UNITED CITIZENS BANK &TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 29, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3570 Cull Rd was $792.

Source: Owen County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Owen County
Unified School District	Owen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$792.00	$64,000	$64,000
2023	$778.00	$64,000	$64,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3570 Cull Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3570 Cull Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Broadlinc Fixed Wireless	50 / 5

Cell Coverage

No cell data coverage reported

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