Pinellas County property record for 357 Westwinds Dr, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,431 sqft · built 1972 |
| Lot Size | 0.178 acres (7,736 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Sep 2017) |
| Tax Bill | $3,352 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-740-5654-0 |
| Primary APN | C62-000-740-5654-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| Gross Area | 1,891 sqft |
| 1st Floor Area | 1,431 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,736 sqft (0.178 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 189 sqft |
| Patio Area | 189 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R244287 |
|---|---|
| Street Address | 357 WESTWINDS DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-1041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | BAYWOOD VILLAGE SEC 4 LOT 3 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 23 |
| Legal Subdivision | BAYWOOD VILLAGE SEC 4 |
| Legal Tract | 5868 |
| Legal Lot Number | 3 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 27202 |
357 Westwinds Dr is owned and occupied by two individuals who bought it in September 2017.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 357 WESTWINDS DR, PALM HARBOR, FL 34683-1041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION |
| Oct 13, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 8, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 20, 2017 | Warranty Deed, Transfer · VA Mortgage VAN DYK MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2017 · Amount on File |
| Deed Sale | Sep 20, 2017 · Amount on File |
| Prior Sale | Apr 25, 2016 · Amount on File |
| Deed Document Number | 2017288749 |
| Deed Book / Page | 19778 / 661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 10, 2026 |
| Property Address | 357 WESTWINDS DR, PALM HARBOR, FL 34683-1041 |
| Document Number | 0000156111 |
| Book / Page | 23588 / 2227 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 2026156111 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 357 WESTWINDS DR, PALM HARBOR, FL 34683-1041 |
| Document Number | 0000156111, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 23588/2227 |
| Instrument | 2026156111 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 357 WESTWINDS DR, PALM HARBOR, FL 34683-1041 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 357 WESTWINDS DR, PALM HARBOR, FL 34683-1041 |
| Document Number | 0217590555 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 21759/555 |
| Instrument | 2021334957 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 357 WESTWINDS DR, PALM HARBOR, FL 34683-1041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0212010494 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 21201/494 |
| Instrument | 2020301370 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Nov 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 20, 2017 |
| Property Address | 357 WESTWINDS DR, PALM HARBOR, FL 34683-1041 |
| Document Number | 0197780661 |
| Book / Page | 19778 / 0661 |
| Map Reference | MB61 PG84 |
| Instrument Date | Sep 19, 2017 |
| Instrument | 2017288749 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3156 GINA CT, 3156, HOLIDAY, FL 34691-3700 |
| Name | Verified Name |
|---|---|
| Address | 357 WESTWINDS DR, PALM HARBOR, FL 34683-1041 |
| Document Number | 2017288750 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 2017288750 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 357 Westwinds Dr was $3,352 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,352.00 Homeowner's exemption | $218,918 | $376,188 Land $127,498 Building $248,690 |
| 2023 | $3,104.00 (+3.16%) Homeowner's exemption | $206,551 (+3%) | $319,885 (+11.6%) Land $143,498 Building $176,387 |
| 2022 | $3,009.00 Homeowner's exemption | $200,535 | $286,627 Land $148,446 Building $138,181 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 357 Westwinds Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 446 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 540 units insured incl. 94 condo units |
| Nearby Flood Claims | 399 (1985–2024) |
| Claims Outside the SFHA | 3 of 399 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 357 Westwinds Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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