Bay County property record for 357 Wahoo Rd, Panama City, FL 32408
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,504 sqft · built 1992 |
| Lot Size | 0.232 acres (10,105 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (May 2004) |
| Tax Bill | $5,769 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 30933-505-000 |
| Primary APN | 30933-505-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,504 sqft Living Area |
| Gross Area | 5,056 sqft |
| 1st Floor Area | 2,696 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,105 sqft (0.232 acres) |
| Lot Dimensions | 125 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Pool Area | 392 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 814 sqft |
| Deck Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 357 WAHOO RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32408-7284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | BAY POINT UNIT #1 LOT 411 ORB 1335 P 370 ORB 2446 P 1650 |
| Legal Range | 15W |
| Legal Township | 04S |
| Legal Section | 09 |
| Legal Subdivision | BAY POINT |
| Legal Lot Number | 411 |
| Legal Unit | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 2608 |
357 Wahoo Rd is owned and occupied by two individuals who bought it in May 2004.
Source: Bay County records, as of May 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1016 NAVY BLVD, PANAMA CITY, FL 32408-7444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2004 · Amount on File |
| Deed Sale | May 25, 2004 · Amount on File |
| Deed Document Number | 200439567 |
| Deed Book / Page | 2446 / 1650 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 357 Wahoo Rd was $5,769 with a homeowner's exemption, up 2.4% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,769.00 (+2.38%) Homeowner's exemption | $508,878 | $670,572 Land $302,236 Building $368,336 |
| 2024 | $5,635.00 (+1.46%) | ||
| 2023 | $5,554.00 (+15.97%) Homeowner's exemption | $480,132 (+6.99%) | $616,438 (+15.58%) Land $254,362 Building $362,076 |
| 2022 | $4,789.00 Homeowner's exemption | $448,761 | $533,356 Land $228,701 Building $304,655 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 357 Wahoo Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 303 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 703 units insured incl. 400 condo units |
| Nearby Flood Claims | 90 (1983–2020) |
| Claims Outside the SFHA | 48 of 90 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 357 Wahoo Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures