357 W Main St, Peru, IN 46970 Property Records

Miami County property record for 357 W Main St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,376 sqft · built 1890
Lot Size	0.123 acres (5,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Mar 2026)
Tax Bill	$4,839 (2025)
Deeds & Mortgages	Apr 2013 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-41480-00`

Property Details

APN / Parcel Number

Primary APN	`021-41480-00`
Alternative APNs	`52-08-33-109-010.000-016` `00155121854`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,376 sqft Living Area
1st Floor Area	2,376 sqft
Basement Area	288 sqft
Unfinished Basement	288 sqft
Family Room	Family Room

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1948
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,360 sqft (0.123 acres)
Lot Dimensions	134 ft deep x 40 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00155121854
Street Address	357 W MAIN ST
City	PERU
State	IN
Zip	46970-1949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-41480-00 FARRARS AD 00-00-00 .00 LOT 9 42 064 80000
Legal Subdivision	FARRARS AD
Legal Lot Number	9
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	3
Census Block	3026
Census Tract	952300

Owner

Source: Miami County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	357 W MAIN ST, PERU, IN 46970-1949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK OF BERNE
Mar 17, 2026	Special Warranty Deed, Transfer · Conventional Mortgage SECURITY FEDERAL SAVINGS BANK BM
Apr 3, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Jun 20, 2024 · Amount on Record
Deed Document Number	2026521011
Prior Transfer Date	Jun 18, 2024
Prior Transfer Doc	20240522265
Record Updated	Oct 29, 2026

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	357 W MAIN ST, PERU, IN 46970-1949
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20130521835
Date	Apr 29, 2013
Instrument	20130521835

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2023

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Mar 17, 2026
Property Address	357 W MAIN ST, PERU, IN 46970-1949
Document Number	20260521011
Instrument Date	Feb 20, 2026
Instrument	20260521011
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	FAITH TITLE AND ESCROW INC, FIRST TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5600 GRANITE PKWY, PLANO, TX 75024-4126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 W MAIN ST, PERU, IN 46970-1949

Mortgage

Document Number	20260521012
Date	Mar 17, 2026
Instrument	20260521012

Lender

Name	SECURITY FEDERAL SAVINGS BANK BM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Apr 3, 2018
Property Address	357 W MAIN ST, PERU, IN 46970-1949
Document Number	20180521181
Instrument Date	Mar 30, 2018
Instrument	20180521181
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 W MAIN ST, MARKLE, IN 46770

Mortgage

Document Number	20180521182
Date	Apr 3, 2018
Instrument	20180521182

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,839.00 (+73.07%)	$163,600 (+28.41%) Land $5,300 Building $158,300	$163,600 (+28.41%) Land $5,300 Building $158,300
2024	$2,796.00 (-5.32%)
2023	$2,953.00 (+147.73%)	$127,400 (+33.12%) Land $5,300 Building $122,100	$127,400 (+33.12%) Land $5,300 Building $122,100
2022	$1,192.00	$95,700 Land $5,300 Building $90,400	$95,700 Land $5,300 Building $90,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves.

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