357 W Holmes St, Paxton, IL 60957 Property Records

Ford County property record for 357 W Holmes St, Paxton, IL 60957

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,034 sqft · built 1950
Lot Size	0.459 acres (20,000 sqft)
Owner	Company Name on Record
Last Sale	$145,000 (Nov 2023)
Tax Bill	$3,579 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-14-07-429-007`

Property Details

APN / Parcel Number

Primary APN	`11-14-07-429-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,034 sqft Living Area
Basement Area	736 sqft
Unfinished Basement	736 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	160 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	576 sqft

Location & Zoning

Street Address	357 W HOLMES ST
City	PAXTON
State	IL
Zip	60957-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9, 10 & W 1/2 LOT 11 BLK 22 RAILROAD ADD 125 X 160
Legal Range	10E
Legal Township	23N
Legal Section	07
Legal Subdivision	RAILROAD ADD
Legal Block	22
Legal Lot Number	9-11
Jurisdiction	FORD IL
Township / Civil Division	PATTON
Census Block Group	2
Census Block	2027
Census Tract	961800

Owner

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 18, VIRGINIA, IL 62691-0018
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Warranty Deed, Transfer · Conventional Mortgage THE FREDERICK COMMUNITY BANK
Jan 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage FREDERICK COMMUNITY BANK
Dec 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREDERICK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Mar 28, 2012 · Amount on Record
Deed Document Number	2023282395
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Nov 21, 2023
Property Address	357 W HOLMES ST, PAXTON, IL 60957-1116
Document Number	0000282395
Instrument Date	Nov 3, 2023
Instrument	282395
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 W HOLMES ST, PAXTON, IL 60957-1116

Mortgage

Document Number	0000282396
Date	Nov 21, 2023
Instrument	282396

Lender

Name	THE FREDERICK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate	7.75%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	357 W HOLMES ST, PAXTON, IL 60957-1116
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000280569
Date	Jan 3, 2023
Instrument	280569

Lender

Name	FREDERICK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	357 W HOLMES ST, PAXTON, IL 60957-1116
Transaction Type	Mortgage
Record Updated	Jan 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	269984
Date	Dec 4, 2018
Instrument	269984

Lender

Name	FREDERICK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 4, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Patton Township
Municipality	Paxton City
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,579.00 (-0.2%)	$47,710 (+32.71%) Land $5,030 Building $42,680	$143,130 (+32.71%) Land $15,090 Building $128,040
2022	$3,586.00	$35,950 Land $3,790 Building $32,160	$107,850 Land $11,370 Building $96,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAXTON serves 4,200 people · EPA ID IL0530250
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Nextlink Fixed Wireless	1,000 / 500
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

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