357 W Highland Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 357 W Highland Dr, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,974 sqft · built 1964
Lot Size0.454 acres (19,800 sqft)
Owner2 Individual Names on File
Tax Bill$10,016 (2026)
Deeds & MortgagesDec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN013089 39.08-2-8

Property Details

APN / Parcel Number

Primary APN013089 39.08-2-8
Alternative APNs
  • 308903900800020080000000
  • 03900800020080000000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,974 sqft Living Area
1st Floor Area1,887 sqft
Upper Floors Area420 sqft
Basement Area667 sqft
Finished Basement667 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area19,800 sqft (0.454 acres)
Lot Dimensions180 ft deep x 110 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area423 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number03900800020080000000
Street Address357 W HIGHLAND DR
CitySCHENECTADY
StateNY
Zip12303-5727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal DescriptionLOT 32 MOHAWK VILL 357 HIGHLAND DR
Legal Block2
Legal Lot Number8.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group2
Census Block2000
Census Tract14616

Owner

357 W Highland Dr, a single family home, is owned by two individuals.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address11 DUSSAULT DR, LATHAM, NY 12110-2303
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address357 W HIGHLAND DR, SCHENECTADY, NY 12303-5727
Document Number0000000665
Instrument DateDec 16, 2019
Transaction TypeMortgage
Record UpdatedFeb 28, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address357 W HIGHLAND DR SCHENECTADY NY 123035727, SCHENECTADY, NY 12303-5727

Mortgage

Document Number0000000665
DateJan 9, 2020
Instrument665
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 8, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 357 W Highland Dr was $10,016, up 0.1% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,016.00 (+0.1%)
2025$10,006.00$343,000 Land $69,000 Building $274,000$457,333 Land $92,000 Building $365,333
2023$343,000 (-) Land $69,000 Building $274,000$403,529 (+7.06%) Land $81,176 Building $322,353
2022$343,000 Land $69,000 Building $274,000$376,923 Land $75,824 Building $301,099
2021$7,775.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 357 W Highland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 357 W Highland Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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