357 W Central Ave, Dayton, OH 45449 Property Records

Montgomery County property record for 357 W Central Ave, Dayton, OH 45449

Property Summary

Property Type	Warehouse, Storage
Details	3,346 sqft · built 1987
Lot Size	0.785 acres (34,199 sqft)
Owner	Owner Name on File
Tax Bill	$4,422 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`K48 00106 0029`

Property Details

APN / Parcel Number

Primary APN	`K48 00106 0029`

Interior

Stories	1 Story
Building Area	3,346 sqft Total Area
1st Floor Area	3,150 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Metal
Lot Area	34,199 sqft (0.785 acres)
Lot Dimensions	159 ft deep x 200 ft wide
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	357 W CENTRAL AVE
City	DAYTON
State	OH
Zip	45449-1501
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Legal Description	6-1-21 & PT VAC ALLEY
Legal Subdivision	MRS
Legal Lot Number	29
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WEST CARROLLTON
Census Block Group	1
Census Block	1023
Census Tract	50301

Owner

The current owner of 357 W Central Ave acquired it in April 2008.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Owner Name on File
Mailing Address	357 W CENTRAL AVE, DAYTON, OH 45449-1501
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MERCHANTS BANK
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Feb 7, 2005
Last Transfer Date	Apr 24, 2008
Transfer Doc	0000029114
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	357 W CENTRAL AVE, DAYTON, OH 45449-1501
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 W CENTRAL AVE 359, 359, WEST CARROLLTON, OH 45449-1501

Mortgage

Document Number	0000091585
Date	Dec 6, 2021
Instrument	2021-00091585

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	357 W CENTRAL AVE, DAYTON, OH 45449-1501
Document Number	0000066948
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	357-359 W CENTRAL AVE WEST CARROLLTON OH 454491501, WEST CARROLLTON, OH 45449-1501

Mortgage

Document Number	0000066948
Date	Nov 27, 2019
Instrument	66948

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	West Carrollton City
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,210 Land $28,010 Building $16,200
2024	$4,422.00 (+4.74%)
2023	$4,222.00 (-7.82%)	$44,210 (-) Land $28,010 Building $16,200	$126,310 Land $80,030 Building $46,280
2022	$4,580.00	$44,210 Land $28,010 Building $16,200
2020			$126,310 Land $80,030 Building $46,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 357 W Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (1979–2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 357 W Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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