357 W B St, Frostproof, FL 33843 Property Records

Polk County property record for 357 W B St, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,808 sqft · built 1941
Lot Size	0.8 acres (34,844 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Apr 2022)
Tax Bill	$1,809 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-31-32-968200-001024`

Property Details

APN / Parcel Number

Primary APN	`28-31-32-968200-001024`
Alternative APNs	`323128968200001024` `23128000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,808 sqft Living Area
Gross Area	1,560 sqft
1st Floor Area	780 sqft
Upper Floors Area	780 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1961
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	34,844 sqft (0.8 acres)
Lot Dimensions	192 ft deep x 180 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	160 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	312 sqft
Shed	1 Shed

Location & Zoning

Street Address	355 W B ST
City	FROSTPROOF
State	FL
Zip	33843-1850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROSTPROOF IN U S LOT 1 PB 1 PG 41 BLK 1 LOT 2 W 180 FT OF E 505 FT
Legal Range	28E
Legal Township	31S
Legal Section	32
Legal Subdivision	FROSTPROOF IN US LOT 1
Legal Tract	968200
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	2
Census Block	2015
Census Tract	15701

Owner

Source: Polk County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	357WB ST
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on Record
Deed Sale	Apr 7, 2022 · Amount on Record
Prior Sale	Oct 29, 2020 · Amount on Record
Deed Document Number	202294616
Deed Book / Page	12198 / 2008
Transfer Doc	3721000810
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 7, 2022
Property Address	357 W B ST, FROSTPROOF, FL 33843-1850
Document Number	0000094616
Book / Page	12198 / 2008
Map Reference	MB 1 PG 41
Instrument Date	Apr 1, 2022
Instrument	2022094616
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 357, FROSTPROOF, FL 33843-0357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357W B STREET, FROSTPROOF, FL 33843-1850
Investor	Possibly a Property Investor

Mortgage

Document Number	0121982010
Date	Apr 7, 2022
Instrument	12198/2010

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 29, 2020
Property Address	357 W B ST, FROSTPROOF, FL 33843-1850
Document Number	0114341435
Book / Page	011434 / 001435
Instrument Date	Oct 23, 2020
Instrument	230477
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	357 W B ST FROSTPROOF FL 338431850, FROSTPROOF, FL 33843-1850

Mortgage

Document Number	114341437
Date	Oct 29, 2020
Book Page	011434/001437
Instrument	230478

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 28, 2035

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Frostproof City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,809.00 (-0.71%) Homeowner's exemption	$145,412 (+7.2%)	$200,268 (-0.65%) Land $32,250 Building $168,018
2023	$1,822.00 (-16.38%) Homeowner's exemption	$135,648 (-8.8%)	$201,587 (+19.75%) Land $31,000 Building $170,587
2022	$2,179.00	$148,731	$168,337 Land $26,000 Building $142,337

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FROSTPROOF serves 3,425 people · EPA ID FL6530627
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Spectrum, T-Mobile.

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