Ocean County and Ship Bottom Borough property record for 357 W 10th St, Ship Bottom, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,131 sqft · built 1982 |
| Lot Size | 0.131 acres (5,702 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,550,000 (Oct 2025) |
| Tax Bill | $7,802 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 29-00100-0000-00015 |
| Primary APN | 29-00100-0000-00015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,131 sqft Living Area |
| Gross Area | 2,827 sqft |
| Basement Area | 696 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,702 sqft (0.131 acres) |
| Lot Dimensions | 95 ft deep x 60 ft wide |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 357 W 10TH ST |
|---|---|
| City | SHIP BOTTOM |
| State | NJ |
| Zip | 08008-6307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 60X95 |
| Legal Subdivision | BEACH ARLINGTON |
| Legal Block | 100 |
| Legal Lot Number | 15 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | SHIP BOTTOM |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 739000 |
Source: Ocean County and Ship Bottom Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 359 HILLVIEW TER, FRANKLIN LAKES, NJ 07417-1013 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust · Conventional Mortgage FREEDOM ABSTRACT NATIONAL |
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS BANK AND TRUST COMPANY |
| Oct 21, 2025 | Deed, Transfer · Conventional Mortgage FIRST ALLIANCE HOME MORTGAGE LLC |
| Sep 18, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Deed Document Number | 202582981 |
| Deed Book / Page | 20169 / 1730 |
| Prior Transfer Date | Sep 13, 2011 |
| Prior Transfer Doc | 0149761419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 30, 2026 |
| Property Address | 357 W 10TH ST, SHIP BOTTOM, NJ 08008-6307 |
| Document Number | 0000033823 |
| Book / Page | 20359 / 497 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.33823 |
| Record Updated | May 18, 2026 |
| Title Company | FREEDOM ABSTRACT NATIONAL |
| Name | Verified Name |
|---|---|
| Address | 504 HAMPTON HILL RD, FRANKLIN LAKES, NJ 07417-1028 |
| Document Number | 0000033823, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 20359/497 |
| Instrument | 2026.33823 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 30, 2026 |
| Property Address | 357 W 10TH ST, SHIP BOTTOM, NJ 08008-6307 |
| Document Number | 0203590497 |
| Book / Page | 20359 / 497 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202633823 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FREEDOM ABSTRACT NATIONAL |
| Name | Verified Name |
|---|---|
| Address | 504 HAMPTON HILL RD, FRANKLIN LAKES, NJ 07417-1028 |
| Document Number | 0000033823, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 20359/497 |
| Instrument | 202633823 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Oct 21, 2025 |
| Property Address | 357 W 10TH ST, SHIP BOTTOM, NJ 08008-6307 |
| Document Number | 0201691730 |
| Book / Page | 20169 / 1730 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025082981 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,730.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 AMBERFIELD DR, DELRAN, NJ 08075-2831 |
| Name | Verified Name |
|---|---|
| Address | 359 HILLVIEW TER, FRANKLIN LAKES, NJ 07417-1013 |
| Document Number | 2025082982 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025082982 |
| Name | FIRST ALLIANCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 357 W 10TH ST, SHIP BOTTOM, NJ 08008-6307 |
| Document Number | 0168840215 |
| Instrument Date | Sep 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 357 W 10TH ST SHIP BOTTOM NJ 080086307, SHIP BOTTOM, NJ 08008-6307 |
| Document Number | 0168840215 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 016884/000215 |
| Instrument | 101347 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Ship Bottom Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $628,700 (-) Land $325,900 Building $302,800 | $628,700 (-) Land $325,900 Building $302,800 | |
| 2025 | $7,802.00 (+3%) | $628,700 (-) Land $325,900 Building $302,800 | $628,700 (-) Land $325,900 Building $302,800 |
| 2024 | $7,575.00 (+13.79%) | ||
| 2023 | $628,700 Land $325,900 Building $302,800 | $628,700 Land $325,900 Building $302,800 | |
| 2022 | $6,657.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 306 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 337 units insured incl. 31 condo units |
| Nearby Flood Claims | 708 (1979–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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