357 Valley Forge Ave, South Elgin, IL 60177 Property Records

Kane County property record for 357 Valley Forge Ave, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,812 sqft · built 1997
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$274,000 (Oct 2020)
Tax Bill$9,626 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Nov 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN06-34-479-002

Property Details

APN / Parcel Number

Primary APN06-34-479-002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,812 sqft Living Area
Gross Area2,878 sqft
Basement Area1,066 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeFrame
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address357 VALLEY FORGE AVE
CitySOUTH ELGIN
StateIL
Zip60177-2570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCONCORD HIGHLANDS UNIT 3 (WILDMEADOW) LOT 74
Legal SubdivisionCONCORD HIGHLANDS
Legal Block1
Legal Lot Number74
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1026
Census Tract851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address357 VALLEY FORGE AVE, SOUTH ELGIN, IL 60177-2570
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2020Warranty Deed, Transfer · FHA Mortgage
OCMBC INC
Nov 7, 2019Loan Modification, Mortgage · Conventional Mortgage
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2020 · Amount on Record
Deed SaleOct 27, 2020 · Amount on Record
Prior SaleNov 17, 2006 · Amount on Record
Deed Document Number202064534
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 27, 2020
Property Address357 VALLEY FORGE AVE, SOUTH ELGIN, IL 60177-2570
Document Number0000064534
Instrument DateAug 28, 2020
Instrument2020K064534
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanySTARCK TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$274.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address357 VALLEY FORGE AVE, 357, SOUTH ELGIN, IL 60177-2570

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address357 VALLEY FORGE AVE, SOUTH ELGIN, IL 60177-2570

Mortgage

Document Number0000064535
DateOct 27, 2020
Instrument2020K064535
Lender
NameOCMBC INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate
Rate3.24%

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address357 VALLEY FORGE AVE, SOUTH ELGIN, IL 60177-2570
Document Number0000000936
Instrument DateNov 7, 2019
Transaction TypeMortgage
Record UpdatedJan 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address357 VALLEY FORGE AVE SOUTH ELGIN IL 601772570, SOUTH ELGIN, IL 60177-2570

Mortgage

Document Number0000000936
DateJan 7, 2020
Instrument936
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressSALT LAKE CITY, UT 84119
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term468 Months
DueJan 6, 2059
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,626.00 (+13.22%) Homeowner's exemption$138,134 (+8.57%) Land $30,744 Building $107,390$414,568 (+8.57%) Land $92,269 Building $322,299
2024$127,230 (+21.39%) Land $28,317 Building $98,913$381,843 (+21.44%) Land $84,985 Building $296,858
2022$8,502.00 (+6.13%) Homeowner's exemption$104,807 (+6.96%) Land $23,326 Building $81,481$314,421 (+6.96%) Land $69,978 Building $244,443
2021$8,011.00 Homeowner's exemption$97,987 Land $21,808 Building $76,179$293,961 Land $65,424 Building $228,537

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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