Cabarrus County property record for 357 Valley Brook Ln SE, Concord, NC 28025
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,476 sqft · built 2006 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Jun 2023) |
| Tax Bill | $1,839 (2023) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jun 2020 Foreclosure |
| Flood Zone | Zone X (moderate risk) |
| APN | 12061B0034.000000 |
| Primary APN | 12061B0034.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 5 Units |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| Gross Area | 1,836 sqft |
| 1st Floor Area | 952 sqft |
| Upper Floors Area | 524 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 83 ft deep x 28 ft wide |
| Garage Type | Finished |
| Garage Area | 260 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 144 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 163723 |
|---|---|
| Street Address | 357 VALLEY BROOK LN SE |
| City | CONCORD |
| State | NC |
| Zip | 28025-3689 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RC |
| Legal Description | UNIT 34 STONEBRIDGE TOWNHOMES |
| Legal Subdivision | STONEBRIDGE |
| Legal Unit | 34 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 42300 |
357 Valley Brook Ln SE, a townhouse, is owned and occupied by an individual who bought it in June 2023.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 357 VALLEY BROOK LN SE, CONCORD, NC 28025-3689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 23, 2020 | Foreclosure SHELTER HM MTG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on File |
| Deed Sale | Jun 23, 2023 · Amount on File |
| Prior Sale | Jun 23, 2020 · Amount on File |
| Deed Document Number | 202312841 |
| Deed Book / Page | 16542 / 268 |
| Prior Transfer Date | Dec 8, 2016 |
| Prior Transfer Doc | 12286316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 23, 2023 |
| Property Address | 357 VALLEY BROOK LN SE, CONCORD, NC 28025-3689 |
| Document Number | 0016542268 |
| Book / Page | 16542 / 268 |
| Instrument Date | Jun 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4048 CLOVER RD NW, CONCORD, NC 28027-3816 |
| Name | Verified Name |
|---|---|
| Address | 357 VALLEY BROOK LN SE, CONCORD, NC 28025-3689 |
| Document Number | 0165420270 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 16542-0270 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 23, 2020 |
| Property Address | 357 VALLEY BROOK LN SE, CONCORD, NC 28025-3689 |
| Document Number | 14270146 |
| Book / Page | 014270 / 000146 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 19308 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 357 VALLEY BROOK LN SE CONCORD NC 280253689, CONCORD, NC 28025-3689 |
| Document Number | 14270149 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 014270/000149 |
| Instrument | 19309 |
| Name | SHELTER HM MTG LLC |
|---|---|
| Address | NORCROSS, GA 30093 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 22, 2050 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,990 (-) Land $60,000 Building $193,990 | ||
| 2025 | $253,990 Land $60,000 Building $193,990 | ||
| 2024 | $253,990 (+68.54%) Land $60,000 Building $193,990 | ||
| 2023 | $1,839.00 | $150,700 Land $32,000 Building $118,700 | $150,700 Land $32,000 Building $118,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 357 Valley Brook Ln SE in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 357 Valley Brook Ln SE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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