357 Twp Rd 391, Toronto, OH 43964 Property Records

Jefferson County property record for 357 Twp Rd 391, Toronto, OH 43964

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1993
Lot Size	5.02 acres (218,671 sqft)
Owner	Individual Name on Record
Tax Bill	$2,931 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-03838-003`

Property Details

APN / Parcel Number

Primary APN	`09-03838-003`
Alternative APN	`03838`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	218,671 sqft (5.02 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	357 TR 391
City	TORONTO
State	OH
Zip	43964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-7-6 5-Y LAND 5.0288A MAP-09-06-36H SPLIT
Jurisdiction	JEFFERSON OH
Township / Civil Division	ISLAND CREEK
Census Block Group	4
Census Block	4018
Census Tract	11401

Owner

Source: Jefferson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	357 TOWNSHIP ROAD 391, TORONTO, OH 43964-6915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 12, 2019	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	357 TR 391, TORONTO, OH 43964
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 TOWNSHIP ROAD 391, TORONTO, OH 43964-6915

Mortgage

Document Number	01514/1070
Date	Sep 15, 2022
Book Page	1514/1070
Instrument	380404

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	JEFFERSON OH
Recording Date	Apr 12, 2019
Property Address	357 TR 391, TORONTO, OH 43964
Document Number	001359/071
Book / Page	1359 / 071
Instrument Date	Apr 9, 2019
Instrument	343495
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 TOWNSHIP ROAD 391, TORONTO, OH 43964-6915

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Island Creek Township
Unified School District	Edison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,931.00	$81,558 (-) Land $12,828 Building $68,730
2024	$2,931.00 (-23.81%) Homeowner's exemption	$81,558 (+32.79%) Land $12,828 Building $68,730	$233,020 (+32.79%) Land $36,650 Building $196,370
2022	$3,847.00 Homeowner's exemption	$61,419 Land $10,455 Building $50,964
2021			$175,480 Land $29,870 Building $145,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO W AND S DISTRICT - M serves 13,983 people · EPA ID OH4101103
Water Source	Purchased surface water from TORONTO PWS
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jefferson County Cable Cable	400 / 40
Smart Way Communications Fixed Wireless	250 / 50

May also be available: T-Mobile, Verizon.

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