357 Todd Rd, Gray Court, SC 29645 Property Records

Laurens County property record for 357 Todd Rd, Gray Court, SC 29645

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$319,000 (Jul 2023)
Tax Bill	$2,203 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`316-00-00-074`

Property Details

APN / Parcel Number

Primary APN	`316-00-00-074`
Alternative APNs	`3160000074 00020948` `00020948`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Old Parcel Number	3160000074 00020948
Street Address	357 TODD RD
City	GRAY COURT
State	SC
Zip	29645-4452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	316-054
Legal Subdivision	BOBBY GROOMS JR & RENE GROOMS
Jurisdiction	LAURENS SC
Township / Civil Division	GRAY COURT
Census Block Group	1
Census Block	1046
Census Tract	920102

Owner

357 Todd Rd is owned and occupied by two individuals who bought it in July 2023.

Source: Laurens County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	357 TODD RD, GRAY COURT, SC 29645-4452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage GREENVILLE FCU
May 1, 2023	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Deed Document Number	0000175245
Prior Transfer Date	May 1, 2023
Prior Transfer Doc	2023003384
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	357 TODD RD, GRAY COURT, SC 29645-4452
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 HUDSON WAY, GREER, SC 29650-3012

Mortgage

Document Number	0M29510228
Date	Jul 27, 2023
Book Page	M2951/228
Instrument	2023006006

Lender

Name	GREENVILLE FCU
Type	Credit Union
Address	GREENVILLE, SC 29609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	Other
Max Rate	13.5%

May 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	LAURENS SC
Recording Date	May 1, 2023
Property Address	357 TODD RD, GRAY COURT, SC 29645-4452
Document Number	0D17320116
Book / Page	D1732 / 116
Map Reference	MB A-340 PG 7
Instrument Date	Apr 25, 2023
Instrument	2023003384
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 GREEN TREE RD, ANDERSON, SC 29625-5356

Tax Assessment & Valuation

The 2025 property tax bill for 357 Todd Rd was $2,203 with a homeowner's exemption, up 4.7% from the year before.

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,203.00 (+4.66%) Homeowner's exemption	$12,940 (-) Land $1,000 Building $11,940
2024	$2,105.00 (+314.37%) Homeowner's exemption	$12,940 (+687.1%) Land $1,000 Building $11,940
2023	$508.00 (+44.73%) Homeowner's exemption	$1,644 (-57.74%) Land $264 Building $1,380	$41,100 (-57.78%) Land $6,600 Building $34,500
2022	$351.00 Homeowner's exemption	$3,890 Land $270 Building $3,620	$97,350 (-69.91%) Land $6,850 Building $90,500
2021			$323,500 Land $25,000 Building $298,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 357 Todd Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 357 Todd Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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