Forsyth County property record for 357 Summergate Dr, Winston Salem, NC 27103
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,970 sqft · built 2006 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Aug 2019) |
| Tax Bill | $3,254 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6804-70-2586.00 |
| Primary APN | 6804-70-2586.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,970 sqft Living Area |
| 1st Floor Area | 790 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 100 ft deep x 59 ft wide |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 27 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 357 SUMMERGATE DR |
|---|---|
| City | WINSTON SALEM |
| State | NC |
| Zip | 27103-5534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU-S |
| Legal Description | LO:068 BL:6569 |
| Legal Subdivision | HILLCREST TOWNE CENTER |
| Legal Block | 6569 |
| Legal Lot Number | 68 |
| Jurisdiction | FORSYTH NC |
| Township / Civil Division | WINSTON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 3805 |
357 Summergate Dr is owned and occupied by an individual who acquired it in March 2025.
Source: Forsyth County records, as of August 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 357 SUMMERGATE DR, WINSTON SALEM, NC 27103-5534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| May 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Aug 28, 2019 | Warranty Deed, Transfer · FHA Mortgage ALLEN TATE MORTGAGE PARTNERS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2019 · Amount on File |
| Deed Sale | Aug 28, 2019 · Amount on File |
| Prior Sale | Oct 24, 2006 · Amount on File |
| Deed Document Number | 201934137 |
| Deed Book / Page | 3479 / 140 |
| Last Transfer Date | Mar 14, 2025 |
| Transfer Doc | 0038530876 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH NC |
| Property Address | 357 SUMMERGATE DR, WINSTON SALEM, NC 27103-5534 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037133959 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 3713/3959 |
| Instrument | 2022039155 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH NC |
| Property Address | 357 SUMMERGATE DR, WINSTON SALEM, NC 27103-5534 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0036100366 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 3610/366 |
| Instrument | 2021025820 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH NC |
| Property Address | 357 SUMMERGATE DR, WINSTON SALEM, NC 27103-5534 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0036180705 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 3618/705 |
| Instrument | 2021032065 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH NC |
| Recording Date | Aug 28, 2019 |
| Property Address | 357 SUMMERGATE DR, WINSTON SALEM, NC 27103-5534 |
| Document Number | 0034790140 |
| Book / Page | 3479 / 0140 |
| Map Reference | MB 49 PG 185 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 2019034137 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 175 CALVERT DR # DRE105, 175, CUPERTINO, CA 95014-3769 |
| Name | Verified Name |
|---|---|
| Address | 357 SUMMERGATE DR, WINSTON SALEM, NC 27103-5534 |
| Document Number | 2019034138 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 2019034138 |
| Name | ALLEN TATE MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 357 Summergate Dr was $3,254, up 10.9% from the year before.
Source: Forsyth County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Forsyth County |
| Municipality | Winston-Salem City |
| Unified School District | Forsyth County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,254.00 (+10.94%) | $279,700 Land $45,500 Building $234,200 | $279,700 Land $45,500 Building $234,200 |
| 2024 | $2,933.00 (+4.79%) | ||
| 2023 | $2,799.00 | $209,100 Land $45,500 Building $163,600 | $209,100 Land $45,500 Building $163,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 357 Summergate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 357 Summergate Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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