Habersham County property record for 357 Sterling Meadows Ct, Demorest, GA 30535
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,375 sqft · built 2021 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Sep 2023) |
| Tax Bill | $4,148 (2026) |
| Deeds & Mortgages | Mar 2021 Construction Loan Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 108 105 |
| Primary APN | 108 105 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,375 sqft Heated Area |
| Gross Area | 5,245 sqft |
| 1st Floor Area | 1,887 sqft |
| Basement Area | 1,887 sqft |
| Unfinished Basement | 1,887 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 1,016 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 404948 |
|---|---|
| Street Address | 357 STERLING MEADOWS CT |
| City | DEMOREST |
| State | GA |
| Zip | 30535-5196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 10-75 LT 6 PB 57-178 DB 1348-203 |
| Legal Subdivision | STERLING MDWS |
| Legal Lot Number | 6 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 502 |
357 Sterling Meadows Ct is owned and occupied by two individuals who bought it in September 2023.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 357 STERLING MEADOWS CT, DEMOREST, GA 30535-5196 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK |
| Sep 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORTGAN STANLEY PRIVATE BANK |
| Feb 28, 2020 | Warranty Deed, Transfer |
| Dec 6, 2017 | Foreclosure Foreclosure Auction |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on File |
| Deed Sale | Sep 28, 2023 · Amount on File |
| Prior Sale | Feb 28, 2020 · Amount on File |
| Deed Book / Page | 1348 / 203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 357 STERLING MEADOWS CT, DEMOREST, GA 30535-5196 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | STERLING MEADOWS CT |
| Investor | Possibly a Property Investor |
| Document Number | 0000001255/0000000868 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 0000001255/0000000868 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Sep 28, 2023 |
| Property Address | 357 STERLING MEADOWS CT, DEMOREST, GA 30535-5196 |
| Document Number | 001348/203 |
| Book / Page | 1348 / 203 |
| Instrument Date | Sep 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2017, CLARKESVILLE, GA 30523-0034 |
| Document Number | 0001348205 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 1348/205 |
| Name | MORTGAN STANLEY PRIVATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Feb 28, 2020 |
| Property Address | 357 STERLING MEADOWS CT, DEMOREST, GA 30535-5196 |
| Document Number | 001214/406 |
| Book / Page | 1214 / 406 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 2020-000482 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 GEORGIA ST, DEMOREST, GA 30535-5613 |
| Investor | Possibly a Property Investor |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Dec 6, 2017 |
| Property Address | 357 STERLING MEADOWS CT, DEMOREST, GA 30535-5196 |
| Document Number | 0001167/15 |
| Book / Page | 1167 / 15 |
| Instrument Date | Dec 6, 2017 |
| Instrument | 2018-000922 |
| Transaction Type | Foreclosure |
| Record Updated | May 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1886, CLARKESVILLE, GA 30523-0032 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 357 Sterling Meadows Ct was $4,148 with a homeowner's exemption, down 5.5% from the year before.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,148.00 (-5.53%) Homeowner's exemption | $206,482 (+0.62%) Land $16,000 Building $190,482 | $516,206 (+0.62%) Land $40,000 Building $476,206 |
| 2025 | $4,391.00 Homeowner's exemption | $205,215 Land $16,000 Building $189,215 | $513,037 Land $40,000 Building $473,037 |
| 2023 | $4,305.00 (+74.29%) | $165,868 (+74.25%) Land $10,000 Building $155,868 | $414,670 (+74.25%) Land $25,000 Building $389,670 |
| 2022 | $2,470.00 | $95,192 Land $10,000 Building $85,192 | $237,980 Land $25,000 Building $212,980 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 357 Sterling Meadows Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 357 Sterling Meadows Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · DSL | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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