357 South St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 357 South St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,720 sqft · built 1950
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on File
Last Sale$950,000 (Jan 2023)
Tax Bill$10,430 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APNREAD M:004.0-0000-0083.0

Property Details

APN / Parcel Number

Primary APNREAD M:004.0-0000-0083.0
Alternative APNs
  • M:004.0=0000=0083.0
  • 50000000120
  • 50000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,720 sqft Living Area
Gross Area3,531 sqft
Basement Area962 sqft
Unfinished Basement192 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2021
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,001 sqft (0.23 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number50000000120
Street Address357 SOUTH ST
CityREADING
StateMA
Zip01867-3942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS20
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group2
Census Block2000
Census Tract334100

Owner

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address357 SOUTH ST, READING, MA 01867-3942
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CLINTON SAVINGS BANK
Jun 17, 2021Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 13, 2023 · Amount on Record
Deed SaleJan 13, 2023 · Amount on Record
Prior SaleJun 17, 2021 · Amount on Record
Deed Document Number20234520
Record UpdatedSep 20, 2026

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateJan 13, 2023
Property Address357 SOUTH ST, READING, MA 01867-3942
Document Number00081160-1
Book / Page81160 / 1
Instrument DateJan 13, 2023
Instrument4520
Transaction TypeTransfer
Record UpdatedJan 27, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address357 SOUTH ST, READING, MA 01867-3942

Mortgage

Document Number0000004521
DateJan 13, 2023
Instrument4521
Lender
NameCLINTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.88%
Type Change DateFeb 1, 2028
Max Rate At Change3%
Index1-Year CMT
Margin3

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateJun 17, 2021
Property Address357 SOUTH ST, READING, MA 01867-3942
Document Number078041-470
Book / Page78041 / 470
Instrument DateJun 15, 2021
Instrument137615
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 ALTO DR, MEDFORD, MA 02155-3759

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,430.00 (+1.86%)$915,700 (+4.81%) Land $481,900 Building $433,800$1,108,365 (+7.63%)
2024$10,240.00 (+3.26%)$873,700 (+10.92%) Land $463,000 Building $410,700$1,029,800
2023$9,917.00$787,700 Land $417,400 Building $370,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Radiate Holdings
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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