Chemung County and Veteran Town property record for 357 Smith Rd, Horseheads, NY 14845
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,964 sqft · built 1970 |
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,972 (2026) |
| Deeds & Mortgages | Apr 2018 Mortgage Apr 2018 Mortgage + 2 more |
| APN | 074089 29.00-1-17 |
| Primary APN | 074089 29.00-1-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,964 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Basement Area | 1,456 sqft |
| Finished Basement | 1,456 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 75,359 sqft (1.73 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 432 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00670000 |
|---|---|
| Street Address | 357 SMITH RD |
| City | HORSEHEADS |
| State | NY |
| Zip | 14845-9346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 17.000 |
| Jurisdiction | CHEMUNG NY |
| Township / Civil Division | VETERAN |
| Census Block Group | 5 |
| Census Block | 5020 |
| Census Tract | 10200 |
357 Smith Rd is owned and occupied by an individual who acquired it in December 2017.
Source: Chemung County and Veteran Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 357 SMITH RD, HORSEHEADS, NY 14845-9346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2018 | Deed of Trust, Mortgage FIRST HERITAGE FEDERAL CREDIT UNION |
| Apr 12, 2018 | Deed of Trust, Mortgage FIRST HERITAGE FEDERAL CREDIT UNION |
| Dec 26, 2017 | Executor's Deed, Transfer |
| Dec 26, 2017 | Executor's Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 14, 2017 |
| Transfer Doc | 0201729957 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 357 SMITH RD, HORSEHEADS, NY 14845-9346 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201808686 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 201808686 |
| Name | FIRST HERITAGE FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 177 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 357 SMITH RD, HORSEHEADS, NY 14845-9346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201808686 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 201808686 |
| Name | FIRST HERITAGE FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 177 Months |
| Due | Jan 1, 2033 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Dec 26, 2017 |
| Property Address | 357 SMITH RD, HORSEHEADS, NY 14845-9346 |
| Document Number | 20170/29957 |
| Book / Page | 20170 / 29957 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 357 SMITH RD, HORSEHEADS, NY 14845-9346 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Dec 26, 2017 |
| Property Address | 357 SMITH RD, HORSEHEADS, NY 14845-9346 |
| Document Number | 0201729957 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 201729957 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 357 SMITH RD, HORSEHEADS, NY 14845-9346 |
The 2026 property tax bill for 357 Smith Rd was $6,972, up 6.1% from the year before.
Source: Chemung County and Veteran Town assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chemung County |
| County Subdivision | Veteran Town |
| Unified School District | Horseheads Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,972.00 (+6.1%) | ||
| 2025 | $6,571.00 | $285,000 Land $28,700 Building $256,300 | $285,000 Land $28,700 Building $256,300 |
| 2023 | $165,000 Land $16,500 Building $148,500 | $206,250 Land $20,625 Building $185,625 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 357 Smith Rd; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 357 Smith Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Xtreme5G Fixed Wireless | 750 / 90 |
| Verizon Fixed Wireless | 300 / 20 |
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