Charleston County property record for 357 Shoals Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,182 sqft · built 2005 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $515,000 (Oct 2016) |
| Tax Bill | $2,397 (2025) |
| Deeds & Mortgages | Sep 2024 Line of Credit Sep 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 537-00-00-139 |
| Primary APN | 537-00-00-139 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,182 sqft Living Area |
| Gross Area | 3,848 sqft |
| 1st Floor Area | 1,218 sqft |
| Upper Floors Area | 964 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Slab |
| Porch Area | 720 sqft |
| Patio Area | 340 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 357 SHOALS DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-7765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -GRASSEY CREEK DESCRIPTION -LOT 41 PHASE I |
| Legal Subdivision | GRASSEY CREEK |
| Legal Phase | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 4614 |
Source: Charleston County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 357 SHOALS DR, MOUNT PLEASANT, SC 29464-7765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2016 · Amount on Record |
| Deed Sale | Oct 4, 2016 · Amount on Record |
| Prior Sale | Apr 1, 2014 · Amount on Record |
| Deed Book / Page | 587 / 724 |
| Prior Transfer Date | Dec 21, 2006 |
| Prior Transfer Doc | B611/0266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 357 SHOALS DR, MOUNT PLEASANT, SC 29464-7765 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0012660654 |
|---|---|
| Date | Sep 6, 2024 |
| Book Page | 1266/654 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 22, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 357 SHOALS DR, MOUNT PLEASANT, SC 29464-7765 |
| Document Number | 0824/0864 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 357 SHOALS DR MOUNT PLEASANT SC 294647765, MOUNT PLEASANT, SC 29464-7765 |
| Document Number | 0824/0864 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 000824/000864 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2049 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,397.00 (+12.32%) | $613,883 (+2,775.33%) Land $184,128 Building $429,755 | $970,800 (+81.86%) Land $350,000 Building $620,800 |
| 2024 | $2,134.00 (+8.77%) | $21,350 (-) | |
| 2022 | $1,962.00 | $21,350 | $533,811 (-) Land $160,111 Building $373,700 |
| 2020 | $533,811 Land $160,111 Building $373,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 251 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 297 units insured incl. 46 condo units |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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