Monroe County property record for 357 Ships Way, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,187 sqft · built 1982 |
| Lot Size | 0.171 acres (7,459 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (May 2025) |
| Tax Bill | $1,885 (2024) |
| Deeds & Mortgages | Aug 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00250591-016400 |
| Primary APN | 00250591-016400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,187 sqft Living Area |
| 1st Floor Area | 1,187 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,459 sqft (0.171 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 1321869 |
|---|---|
| Old Parcel Number | 27662900250591016400 |
| Street Address | 357 SHIPS WAY |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-3129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 7 LT 4 TROPICAL KEY COLONY BIG PINE KEY PB6-99 OR576-597 OR836-1441 OR911-1250 OR923-1156C OR1115-1789 OR1119-247 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 27 |
| Legal Subdivision | TROPICAL KEY COLONY |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 971401 |
357 Ships Way is owned by an individual who bought it in May 2025.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 29634 SARATOGA AVE, BIG PINE KEY, FL 33043-3212 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2025 · Amount on File |
| Deed Sale | May 8, 2025 · Amount on File |
| Deed Document Number | 2499949 |
| Deed Book / Page | 3324 / 2430 |
| Record Updated | Jun 8, 2026 |
| Document Type | Cancellation of Agreement of Sale |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 3, 2022 |
| Property Address | 357 SHIPS WAY, BIG PINE KEY, FL 33043-3129 |
| Document Number | 0031870669 |
| Book / Page | 3187 / 669 |
| Map Reference | MB 99 OR 576-597 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 2386188 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $540,087 Land $377,425 Building $162,662 | $540,087 Land $377,425 Building $162,662 | |
| 2024 | $1,885.00 (+7.22%) | ||
| 2023 | $1,758.00 (+2.69%) Homeowner's exemption | $158,562 (+3%) | $528,543 (+28.32%) Land $377,425 Building $151,118 |
| 2022 | $1,712.00 Homeowner's exemption | $153,944 | $411,885 Land $260,767 Building $151,118 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 357 Ships Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 690 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 690 in force |
| Nearby Flood Claims | 982 (1980–2022) |
| Claims Outside the SFHA | 2 of 982 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 357 Ships Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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