357 Sheridan Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 357 Sheridan Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,648 sqft · built 1949
Lot Size	0.277 acres (12,075 sqft)
Owner	2 Individual Names on File
Last Sale	$424,000 (Oct 2024)
Tax Bill	$8,444 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`8913-34-378-025`

Property Details

APN / Parcel Number

Primary APN	`8913-34-378-025`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,648 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	1,116 sqft
Finished Basement	650 sqft
Unfinished Basement	1,116 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	12,075 sqft (0.277 acres)
Lot Dimensions	161 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Deck Area	112 sqft
Patio Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	357 SHERIDAN RD
City	WATERLOO
State	IA
Zip	50701-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROSPECT HILLS ADDITION LOT 140
Legal Range	13W
Legal Township	89N
Legal Section	34
Legal Subdivision	PROSPECT HILLS ADDITION
Legal Lot Number	140
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	5
Census Block	5009
Census Tract	1400

Owner

357 Sheridan Rd is owned and occupied by two individuals who bought it in October 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	357 SHERIDAN RD, WATERLOO, IA 50701-4023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK
Apr 1, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2024 · Amount on File
Deed Sale	Oct 3, 2024 · Amount on File
Prior Sale	Sep 13, 2023 · Amount on File
Deed Document Number	202421318
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 13, 2022
Property Address	357 SHERIDAN RD, WATERLOO, IA 50701-4023
Document Number	202300004427
Instrument Date	Sep 8, 2022
Instrument	202300004427
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$639.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 SHERIDAN RD, WATERLOO, IA 50701-4023

Mortgage

Document Number	202300004428
Date	Sep 13, 2022
Instrument	202300004428

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 1, 2019
Property Address	357 SHERIDAN RD, WATERLOO, IA 50701-4023
Document Number	201900014471
Instrument Date	Mar 28, 2019
Instrument	201900014471
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 SHEIDAN, WATERLOO, IA 50701-4023

Tax Assessment & Valuation

The 2025 property tax bill for 357 Sheridan Rd was $8,444 with a homeowner's exemption, down 0.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,444.00 (-0.89%) Homeowner's exemption	$424,620 Land $31,200 Building $393,420	$424,620 Land $31,200 Building $393,420
2024	$8,520.00
2023		$405,040 (+24.53%) Land $31,200 Building $373,840	$405,040 Land $31,200 Building $373,840
2022	$6,948.00 Homeowner's exemption	$325,250 Land $31,200 Building $294,050
2021			$325,250 Land $31,200 Building $294,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 357 Sheridan Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 357 Sheridan Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on Sheridan Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures