357 Sam Reed Rd NW, Floyd, VA 24091 Property Records

Floyd County property record for 357 Sam Reed Rd NW, Floyd, VA 24091

Property Summary

Property Type	General Agricultural/Rural
Details	6 bd · 5 ba · 5,481 sqft · built 2009
Lot Size	25.3 acres (1,102,504 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Jun 2015)
Tax Bill	$3,526 (2026)
Deeds & Mortgages	Jun 2021 Refinance Dec 2009 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`40-76A`

Property Details

APN / Parcel Number

Primary APN	`40-76A`
Alternative APN	`R000602`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Building Area	5,481 sqft Living Area
Basement Area	2,196 sqft
Finished Basement	2,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Modular
Lot Area	1,102,504 sqft (25.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R000602
Street Address	357 SAM REED RD NW
City	FLOYD
State	VA
Zip	24091-3551
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	ALUM RIDGE PC8-468
Jurisdiction	FLOYD VA
Township / Civil Division	INDIAN VALLEY
Census Block Group	1
Census Block	1037
Census Tract	920201

Owner

Source: Floyd County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	357 SAM REED RD NW, FLOYD, VA 24091-3551
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Dec 30, 2009	Deed of Trust, Mortgage · Line of Credit FREDDOM FIRST FED C U
Jan 24, 2008	Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK
Dec 30, 2009	Deed of Trust, Mortgage · Conventional Mortgage STELLARONE BANK
Jun 15, 2015	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2015 · Amount on Record
Deed Sale	Jun 15, 2015 · Amount on Record
Deed Book / Page	1500 / 939
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD VA
Property Address	357 SAM REED RD NW, FLOYD, VA 24091-3551
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001211
Date	Jun 1, 2021
Instrument	210001211

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD VA
Property Address	357 SAM REED RD NW, FLOYD, VA 24091-3551
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00900/2614
Date	Dec 30, 2009
Book Page	900/2614

Lender

Name	FREDDOM FIRST FED C U

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 24, 2029

Interest

Rate Type	Adjustable Rate

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD VA
Property Address	357 SAM REED RD NW, FLOYD, VA 24091-3551
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000800/178
Date	Jan 24, 2008
Book Page	800/178

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	366 Months
Due	Jul 1, 2038

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2013

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD VA
Property Address	357 SAM REED RD NW, FLOYD, VA 24091-3551
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00900/2613
Date	Dec 30, 2009
Book Page	900/2613

Lender

Name	STELLARONE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2040

Interest

Rate Type	Fixed Rate
Rate	5.13%

June 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD VA
Recording Date	Jun 15, 2015
Property Address	357 SAM REED RD NW, FLOYD, VA 24091-3551
Document Number	001500/939
Book / Page	1500 / 939
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001500940
Date	Jun 15, 2015
Instrument	1500/940

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Floyd County
Unified School District	Floyd County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,526.00 (+4.54%)	$766,600 Land $194,700 Building $571,900
2025	$3,373.00		$766,600 Land $194,700 Building $571,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 79% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Cooperative Fiber	1,000 / 1,000

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